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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good

Got no issue in using zopa It's all good Reviewed on: 14th January 2023

Easy

So easy to use with updates and easy app Reviewed on: 14th January 2023

Great service

I have had a Credit with Zopa for nearly a year. I get up to date statements on a monthly basis and basically Zopa offer me no hassle with my credit. Fantastic company Reviewed on: 14th January 2023

Friendly & Efficient!

I have Zopa, Amex and Marbles. Zopa is my everyday card! Reviewed on: 14th January 2023

Great card and app

It is so easy to keep updated and in control of your balance. Can't fault the service. Reviewed on: 14th January 2023

I have advised friends and family to get a zopa credit card

I have never had a problem with my credit card Reviewed on: 14th January 2023

Great card

Realistic, achievable limits set .. Great online communication I love it as a back up , emergency card Highly recommended .. Reviewed on: 14th January 2023

Jomac

Great way to shop , hassle free. Early payment alerts, and loads of places to shop from. Reviewed on: 14th January 2023

Best card

Happy with it's service's and its app Reviewed on: 14th January 2023

Easy to use great service

I found this easy to use and make payments and after just 6 months got a increase and has helped build my credit score Reviewed on: 14th January 2023

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