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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

Brilliant service

5
Apply for card got answers straight away would invite my friends and family ro get this card highly recommended it Reviewed on: 18th January 2023

Credit simple

5
Easy to deal with easy to use app and great customer service Reviewed on: 18th January 2023

Great credit card

5
I got easily accepted even though my score is poor. Got £600 credit which was upgraded to £1300 less than 6 months later. Very satisfied Reviewed on: 18th January 2023

amazing

5
so easy and well designed product and app Reviewed on: 18th January 2023

Nothing hidden

5
Process was easy and straightforward, nothing was hidden and everything was easy to understand (terms and conditions etc) would recommend. Reviewed on: 18th January 2023

Very good

5
very good and quick help if you need quick cash Reviewed on: 18th January 2023

Service

5
Very very Good service !!!!!!!!! Reviewed on: 18th January 2023

Very good

5
Very good card and easy to use repayment plan very nice Reviewed on: 18th January 2023

Brilliant trusting

5
I had bad credit but Zopa gave me a chance Reviewed on: 18th January 2023

Nice and secure services

5
Digitally and physically secured Reviewed on: 18th January 2023

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