Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43501 reviews)

View other Zopa products

4.94

Based on 43,501 reviews, last reviewed 24th Mar 2026

156100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent,quick response,card arrive quick Excellent,quick response,card arrive quick Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43501)

Great Card and Easy to use App

No issues with any process, checking balance paying card, all really straight forward. Had no problems whatsoever. Reviewed on: 14th January 2023

Very good communication

I use zopa to buy cars on for protection and emails and communication is bob on, no inundated with spam either Reviewed on: 14th January 2023

Exceptional onboarding

Recently applied for a credit card with Zopa and was greatly delighted with the application precious, acceptance timeline and dispatch of the card. Was happy to note that pin in now fully app based Reviewed on: 14th January 2023

Must Have

Excellent service .really easy to apply for ,very helpful , nothing was too much trouble,if you need to talk to someone about anything there was always someone there to help ,always kept me updated , FABULOUS would definitely recommend . Reviewed on: 14th January 2023

Fab product

Easy to apply, no exorbitant interest rates. Easy to use the app. Top marks! Reviewed on: 14th January 2023

Amazing!

Very good, app is amazing. Wish you could use on Apple Pay but I’m sure that’s coming. Reviewed on: 14th January 2023

Gerald palmer

Been a very good coy to deal with and lots of advice and help Reviewed on: 14th January 2023

100 per cent professional

So straight foward Customer service immaculate Reviewed on: 14th January 2023

Seamless app

Totally perfect for me and would recommend to annybody Reviewed on: 14th January 2023

Simple honest credit

Application was easy and you feel like you know what is going to happen at every step of the way Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Credit Card
from Allied Irish Bank - AIB 3.24 from 6 reviews
Everyday credit cards
from Lloyds Bank 3.98 from 63 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5949 reviews
Smart Saver
from Zopa 4.94 from 8049 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub