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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Straight forward

The company is very helpful with how easy it is to navigate their app. Wasn’t hard to apply and always helpful abroad Reviewed on: 18th January 2023

Happy customer

Zopa offer an all round great service. From being accepted for a credit card to their prompt customer service for any problems or queries you may have. Their rates are very competitive also. I have already recommended some friends to use Zopa Reviewed on: 18th January 2023

A great transparent lender.

Zopa's customer service were very helpful and friendly in setting up the card and mobile app. The mobile app is brilliant, easy to use, see available credit, add a credit cushion, and control my finances, I can make payments (manual & automatically) through the app and has reviews and gives advice on increasing my borrowing power. Reviewed on: 18th January 2023

Amazing

Amazing service, and customer service. They have never let me down, keep up the great work team :-) Reviewed on: 18th January 2023

I would recommend as it helps people get back on track with finances

I applied for a card and was accepted which has boosted my confidence Reviewed on: 18th January 2023

RESOURCEFUL

Very helpful and convenient plus you get your money available to you quickly in minutes. Reviewed on: 18th January 2023

Superb

Professionally handling the process Reviewed on: 18th January 2023

super service

this card can be used anywhere and easy repayments per month super service. Reviewed on: 18th January 2023

Good company

Easy to deal with over the phone and online Reviewed on: 18th January 2023

Brilliant Service

Gives you the right product for your needs. Understands its customers and doesn't pressurise into unaffordable services. Great. Reviewed on: 18th January 2023

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