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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44342)

A good friendly company

5
Great app with lots of links to assist build your credit Reviewed on: 18th January 2023
Paul Creed's avatar
Paul Creed

Excellent company

5
Customer service is outstanding Always someone you can talk to No hidden agendas App is so easy to use and lots of helpful advice on there too Highly recommended If your looking to build your credit this is the company you should take a look at...outstanding Reviewed on: 18th January 2023
Jenny Ashton's avatar
Jenny Ashton

very happy with the credit card

5
quick application, quick decision, low interest rate, I definitely recommend it Reviewed on: 18th January 2023
Marta Kisiela 's avatar
Marta Kisiela

Excellent

5
Great experience very easy to apply and the app is very easy to use Reviewed on: 18th January 2023
Dan Jones's avatar
Dan Jones

Excellent experience

5
Zopa is an easy to use credit card. I've had my card for a while now and the whole process, from applying to using etc, was so simple and easy to do. The app let's me track what I've spent and my credit limit. I'd recommend to anyone needing a simple credit card Reviewed on: 18th January 2023
Claire Jenkins's avatar
Claire Jenkins

Brilliant

5
Approved for a credit card and feel my account is monitored as it should be for increases and other credit available. Never had a problem Reviewed on: 18th January 2023
Kathy Jardine's avatar
Kathy Jardine

Great credit builder

5
They are a great responsible lender. Taking time to deal with any customer service query and setting goodimiys while allowing you to monitor your credit score Reviewed on: 18th January 2023
Cathal Doyle's avatar
Cathal Doyle

Very easy to keep a track of your account

5
App very good and easy to follow. Reviewed on: 18th January 2023
Michael Boland's avatar
Michael Boland

Simple

5
A great card to build a credit history. The app is easy to navigate and stay informed. Reviewed on: 18th January 2023
Yvonne Powell's avatar
Yvonne Powell

Easy and very helpful service

5
Easy to apply, always informed about changed, very friendly customer services. Reviewed on: 18th January 2023
Justyna Wielgus's avatar
Justyna Wielgus

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