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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good company

A company that believes in second chances Reviewed on: 17th January 2023

Fantastic

Zopa's credit card has helped me a lot with expenses because of increased supplies. Reviewed on: 17th January 2023

The Best !

Simply application , clear terms and conditions , no nonsense jargon . Would recommend this company to anyone . Reviewed on: 17th January 2023

Recommend it to anyone

So easy to use great interest rates Reviewed on: 17th January 2023

The best credit card provider

Giving you the best rates and best offers Reviewed on: 17th January 2023

Great card to have

Great card to have, and fantastic customer service Reviewed on: 17th January 2023

Brilliant company

I have a credit card out with Zopa and think they are really good and easy to deal with Reviewed on: 17th January 2023

It is easy to use online, card machines and shops.

Many card issuers can raise interest rates as high as they'd like. Reviewed on: 17th January 2023

I like zopa card

What i used untill now zopa card that is excelent service.. Reviewed on: 17th January 2023

Good Customer Support

Easy and quick access and best credit card I ever had Reviewed on: 17th January 2023

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