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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very easy to keep a track of your account

App very good and easy to follow. Reviewed on: 18th January 2023

Simple

A great card to build a credit history. The app is easy to navigate and stay informed. Reviewed on: 18th January 2023

Easy and very helpful service

Easy to apply, always informed about changed, very friendly customer services. Reviewed on: 18th January 2023

Mr

Easy to apply good app to keep track on savings and spending Reviewed on: 18th January 2023

Credit building credit card with useful app

Very useable card, manageable from it's app. The app gives details of other products and whether you're eligible. Great for credit score building and for those with credit challenges. Reviewed on: 18th January 2023

Great way to rebuild credit ratings

So easy, every time you spend you get a notification. Easy to use app. Reviewed on: 18th January 2023

So refreshing

It's amazing to come across a provider who understands customers and puts them first. Reviewed on: 18th January 2023

I can honestly say Zopa is the best credit card..

Quick to response to any problem Reviewed on: 18th January 2023

Excellent

Excellent , very helpful and easy to use. Reviewed on: 18th January 2023

Good

Easy too use App is efficient and simple to understand Reviewed on: 18th January 2023

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