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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Honest, Straightforward

Crystal clear app. Great advice given. Can 100% recommend Zopa Reviewed on: 14th January 2023

Best

Hassle free , no big deal if you have poor credit score Reviewed on: 14th January 2023

Easy, supportive, positive, honest

Has helped me start budgeting and build my credit rating at the same time. Would definitely recommend to anyone Reviewed on: 14th January 2023

Easy to use

Really easy to navigate support is good Reviewed on: 14th January 2023

Best Credit Card

Easy payments and easy to use!! Amazing card that i can use world wide! Reviewed on: 14th January 2023

Easy as one, two, three

Three reasons I would recommend Zopa, one - competitive price, two - easy to use app and three - no constant nagging emails Reviewed on: 14th January 2023

Great card exactly what I needed

Easy to user website, no hidden fees, prompt reminders, everything I need in a credit card Reviewed on: 14th January 2023

Great

Great card low Apr rate for someone like me who is rebuilding their credit score monthly updates easy to use app to make payments either monthly or a 1 off Reviewed on: 14th January 2023

Amazing lender

Thank you amazing lender always helpful Reviewed on: 14th January 2023

Helpful staff and easy to use app

Staff so helpful when I've contacted them. App very easy to use and monitor spending Reviewed on: 14th January 2023

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