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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Credit building credit card with useful app

Very useable card, manageable from it's app. The app gives details of other products and whether you're eligible. Great for credit score building and for those with credit challenges. Reviewed on: 18th January 2023

Great way to rebuild credit ratings

So easy, every time you spend you get a notification. Easy to use app. Reviewed on: 18th January 2023

So refreshing

It's amazing to come across a provider who understands customers and puts them first. Reviewed on: 18th January 2023

I can honestly say Zopa is the best credit card..

Quick to response to any problem Reviewed on: 18th January 2023

Excellent

Excellent , very helpful and easy to use. Reviewed on: 18th January 2023

Good

Easy too use App is efficient and simple to understand Reviewed on: 18th January 2023

Great card!

Got a credit card with Zopa to help with my expenses. Reviewed on: 18th January 2023

cards

very easy to apply no hassel with the company Reviewed on: 17th January 2023

Fantastic card

Very easy to pay the balance over period of time I'm Reviewed on: 17th January 2023

Good company

A company that believes in second chances Reviewed on: 17th January 2023

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