Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Fantastic

Zopa's credit card has helped me a lot with expenses because of increased supplies. Reviewed on: 17th January 2023

The Best !

Simply application , clear terms and conditions , no nonsense jargon . Would recommend this company to anyone . Reviewed on: 17th January 2023

Recommend it to anyone

So easy to use great interest rates Reviewed on: 17th January 2023

The best credit card provider

Giving you the best rates and best offers Reviewed on: 17th January 2023

Great card to have

Great card to have, and fantastic customer service Reviewed on: 17th January 2023

Brilliant company

I have a credit card out with Zopa and think they are really good and easy to deal with Reviewed on: 17th January 2023

It is easy to use online, card machines and shops.

Many card issuers can raise interest rates as high as they'd like. Reviewed on: 17th January 2023

I like zopa card

What i used untill now zopa card that is excelent service.. Reviewed on: 17th January 2023

Good Customer Support

Easy and quick access and best credit card I ever had Reviewed on: 17th January 2023

Super duper

A fantastic plastic card. Nice colours and stores lots of un-money Reviewed on: 17th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Credit card
from HSBC 3.78 from 128 reviews
Platinum Credit Card
from Lloyds Bank 4.24 from 57 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub