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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Super duper

5
A fantastic plastic card. Nice colours and stores lots of un-money Reviewed on: 17th January 2023

Outstanding

5
Always get a fantastic service from Zopa they’re app is so easy to use always get notifications on time fantastic service Reviewed on: 17th January 2023

Excellent service overall

5
Excellent service since I got the card last summer. I have been impressed with overall customer experience. Reviewed on: 17th January 2023

Friendly service

5
They look after their customers, making sure you can afford it. Reviewed on: 17th January 2023

credit card review

5
veryy happy with credit card interest rate.Compares well with other cards Reviewed on: 17th January 2023

Fazz

5
Excellent customer service best company that exists Reviewed on: 17th January 2023

Very good service

5
Thanks to zopla I can start to build up my credit score Reviewed on: 17th January 2023

Multumiri

5
Sunt primi care mau ajutat cu un card de credit,oferindu-mi asfel privilegiul de a ave acces la scor credit. Reviewed on: 17th January 2023

ZOPA ARE TOPS

5
Brilliant company always keep you up to date and give you plenty of warning when payment is due, great company to get your credit ratings back on track Reviewed on: 17th January 2023

Very good customer services

5
I had an issue with the card. I didn't receive home,so I contacted the customer services, and they sorted out very quickly Reviewed on: 17th January 2023

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