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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43500)

Great service. Hassle free ease to use

5
Easy application and great info supplied on the app. Reviewed on: 14th January 2023

Best card 2022

5
I have perfect time with this provider Zopa Reviewed on: 14th January 2023

Fast easy and controllable.

5
A very handy card that hit the spot in an emergency and helps rebuild my score. Reviewed on: 14th January 2023

Fantastic

5
Just the perfect card to have and you can balance your money for the life you live Reviewed on: 14th January 2023

easy to use with excellent website

5
really easy to use and keep ahead of your spending with the webpage and alerts to your phone when you do spend Reviewed on: 14th January 2023

Best affordable card

5
Great card for helping with your credit score. Reviewed on: 14th January 2023

Superb

5
Great credit card provided by a great company. Helpful, friendly, knowledgeable and professional throughout Reviewed on: 14th January 2023

Excellent company

5
Great credit card clear and simple to understand APR etc Reviewed on: 14th January 2023

Great service

5
Great service easy to navigate around Reviewed on: 14th January 2023

Excellent

5
Fast service immediately approval fast coming card to door Reviewed on: 14th January 2023

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