Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43500)

Ease of use

5
Straightforward application and smart insights on use within the app. Altogether brilliant Reviewed on: 14th January 2023
Eudy Anya's avatar
Eudy Anya

Zopa

5
Very easy to set up , however, I was looking forward to having £3,00 credit limit Reviewed on: 14th January 2023
anietiesagbe@aol.com's avatar
[email protected]

Good company very friendly

5
Easy to use , very friendly , customer service very good Reviewed on: 14th January 2023
Caroline green's avatar
Caroline green

Zopa

5
I haven't had much interaction with zopa, however they have been there for me, notification when I'm getting close to my limit, clear and easy instructions and I know thier team is there to help Reviewed on: 14th January 2023
Simon609's avatar
Simon609

Credit score growth made easy

5
I got this card to help improve my credit score and it has not disappointed me. Would definitely recommend. Reviewed on: 14th January 2023
Claire Hunter's avatar
Claire Hunter

Amazing chance to build your credit

5
Excellent credit card easy to manage account Reviewed on: 14th January 2023
PAUL LESTER's avatar
PAUL LESTER

Innovative, Friendly, Easy to Use

5
I really like this company, they were one of the few companies to give me a credit card and I am will impressed by their website and how easy it is to use. They are friendly and have a refreshing approach to their customers. Reviewed on: 14th January 2023
John Grant's avatar
John Grant

Amazing!!

5
Easy to apply. Amazing website. Very helpful in any way. Reviewed on: 14th January 2023
victoriagay72@icloud.com's avatar
[email protected]

Kerry

5
Easy and worry free, simple to apply Reviewed on: 14th January 2023
Kerry's avatar
Kerry

Customer friendly credit card

5
Easy to get credit card. User friendly application. Prompt credit increase when card managed properly. Highly recommended for credit score build. Reviewed on: 14th January 2023
Kamila 's avatar
Kamila

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill