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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Outstanding

Always get a fantastic service from Zopa they’re app is so easy to use always get notifications on time fantastic service Reviewed on: 17th January 2023

Excellent service overall

Excellent service since I got the card last summer. I have been impressed with overall customer experience. Reviewed on: 17th January 2023

Friendly service

They look after their customers, making sure you can afford it. Reviewed on: 17th January 2023

credit card review

veryy happy with credit card interest rate.Compares well with other cards Reviewed on: 17th January 2023

Fazz

Excellent customer service best company that exists Reviewed on: 17th January 2023

Very good service

Thanks to zopla I can start to build up my credit score Reviewed on: 17th January 2023

Multumiri

Sunt primi care mau ajutat cu un card de credit,oferindu-mi asfel privilegiul de a ave acces la scor credit. Reviewed on: 17th January 2023

ZOPA ARE TOPS

Brilliant company always keep you up to date and give you plenty of warning when payment is due, great company to get your credit ratings back on track Reviewed on: 17th January 2023

Very good customer services

I had an issue with the card. I didn't receive home,so I contacted the customer services, and they sorted out very quickly Reviewed on: 17th January 2023

Good Card

Small manageable limit which allows me to keep on top of things. Great card Reviewed on: 17th January 2023

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