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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great

Perfect for everyday spending and its handy Reviewed on: 17th January 2023

Well done

So best service in zopa very helpful Reviewed on: 17th January 2023

Easy to manage

Easy to manage via the app. Very straightforward credit increase. Reviewed on: 17th January 2023

Zopa credit card

Very easy to use on the app, reliable and great customer service Reviewed on: 17th January 2023

Ms

Good service and generous difinately I will recommend to people Reviewed on: 17th January 2023

GREAT TO DO BUSINESS WITH

Quick easy to use app and service Reviewed on: 17th January 2023

Easy to use

Found it easy to use the app and helped with my credit score Reviewed on: 17th January 2023

Great product

Great friendly and overall perfect product Reviewed on: 17th January 2023

Great service

Excellent customer service when needed and very helpful staff Reviewed on: 17th January 2023

Mr James Clay

Excellent credit provider never had any problems the App is simple and easy to use Reviewed on: 17th January 2023

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