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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Its ok

Not much credit in the account to use part of that they doing very good! Reviewed on: 17th January 2023

Brilliant service, never any issues using the service

Contact less, works great, credit limit could be higher, but overall great card Reviewed on: 17th January 2023

Excellent card, app & transparent terms

My credit rating is not great, but I still needed a decent credit card. My main bank account is with a new bank and an excellent app and I was looking for a credit card with an app just as good and excellent terms for travelling abroad. Zopa is superb. Total transparency and extremely reasonable. What a pleasant surprise! I highly recommend Zopa. Reviewed on: 17th January 2023

Credit card

Very impressed with this credit card Reviewed on: 17th January 2023

A great credit card for busy people

Zopa is easy to use and interest is lower than most similar cards. Reviewed on: 17th January 2023

Easy to use and very easy to contact, had no issues with the company

Since i have taken this card out with Zopa, i get regular updates via email, had no issues like long waiting time to get through to them via phone. Always have been helpful and friendly and also seem to care about their customers Reviewed on: 17th January 2023

Good

Good................................ Reviewed on: 17th January 2023

Great easy to use app and services

Help you keep track of your money and be on top on your spending Reviewed on: 17th January 2023

Great company!

Works in all countries where I have been, good percentage, customer service responds quickly and solves problems if they arise, reliable card and easy to use! Reviewed on: 17th January 2023

Easy to use

App easy to use and pay off quick notifications secure Reviewed on: 17th January 2023

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