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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43500)

Great credit card provider

5
Easy set up, great app and informative customer service. Reviewed on: 14th January 2023
simon011281@gmail.com's avatar
[email protected]

Fast, friendly, efficient service!

5
Applying for credit with Zopa was nice and easy. They provide an amicable, professional service. Highly recommended! Reviewed on: 14th January 2023
Sebastian campbell's avatar
Sebastian campbell

Fabulous Credit Card Product with exceptional service

5
Zopa service is excellent really easy to use App nice and easy to set up and keep in control of your finances. Service offered is absoiutely fantastic. Reviewed on: 14th January 2023
Martin Herlihy's avatar
Martin Herlihy

Excellent

5
Simple straightforward credit card. App is fantastic. Reviewed on: 14th January 2023
Andrew's avatar
Andrew

Excellent service

5
Easy access to any information and always reachable Reviewed on: 14th January 2023
Earl Adjei's avatar
Earl Adjei

Good company apart from never increasing my credit limit. Its been 200 pounds now for well over 2 years and have never been late or missed a payment

4
Wish my credit limit would go up from 200 pounds after we'll over 2 years have never been late or missed a payment so I don't understand stand it Reviewed on: 14th January 2023
Julie 's avatar
Julie

Amazing!

5
Straightforward, fast, honest and lean. I love that product! Reviewed on: 14th January 2023
Vasileios Dimtsas's avatar
Vasileios Dimtsas

I can do the Mobile phone app is very good

5
I find it very easy to use the app Reviewed on: 14th January 2023
Brian 's avatar
Brian

Credit card

5
Quick and easy to apply for, would definitely recommend this credit card Reviewed on: 14th January 2023
davidmilligan26@gmail.com's avatar
[email protected]

Excellent service

5
Very easy to apply, very fast service, easy to use app with lots of information on how to improve your credit rating. Reviewed on: 14th January 2023
Jenny's avatar
Jenny

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