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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Easy to use

App easy to use and pay off quick notifications secure Reviewed on: 17th January 2023

Easy no hassle

I have loved this card no hassle from them and easy to use Reviewed on: 17th January 2023

Zopa Credit Card

Very good rates easy to apply good customer service Reviewed on: 17th January 2023

Credit history

My credit score is poor I tried many credit card companies to get a card for emergency use or when your a bit short before your pay day Zopa application form was simple on line and they excepted me they keep you informed if your credit score is up and down and any offers on loans which might suit you Reviewed on: 17th January 2023

Effective

Very professional company. Very satisfied with their product and their work ethic. Reviewed on: 17th January 2023

thge credit card is a big pluss the online programe easy to use .easy to follow and grate fun to us.ive been useing it for a while and find that everything on the banking app contains a few easy pages to follow .for me its easy banking

nice cards and coulers lots of thing to dop on the app easy to follow ive had a few diffrant card and this is low apr super fast app never had any problems.and the company keep you upto date if there any changes its easy step by step keep up the good work and thank you Reviewed on: 17th January 2023

Fantastic

I am very happy to recommend to my family Reviewed on: 17th January 2023

20000

Good answer 99% very good chesteen every one like this Reviewed on: 17th January 2023

The easy to use card

Easy application and simple to use with a very clear and understanding app Reviewed on: 16th January 2023

Best card and so simple to use

Honestly couldn't fault this card Reviewed on: 16th January 2023

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