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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Credit builder

Got this to help build my credit score easy to use with the app easy to apply for Reviewed on: 16th January 2023

Best credit card

Very very satisfied with zopa, easy and very good a.p.r. Reviewed on: 16th January 2023

Great card

Amazing card great rate and loads of helpful tips Reviewed on: 16th January 2023

Magnificent

Easy to use and apply for, get usage and balance reports immediately. Great products on offer Reviewed on: 16th January 2023

Otimo

Um ótimo cartão , fácil de usar Reviewed on: 16th January 2023

Excellent credit card

I love using zopa credit card. Easy to use, app is great and interest are less than others Reviewed on: 16th January 2023

Fantastic

Fabulous and flexible, the app is so easy to use on the go, perfect for real life Reviewed on: 16th January 2023

Zopa Review

Zopa provides excellent service bar none. It comes highly recommended. Reviewed on: 16th January 2023

Very easy to use and understand

I like that it informs you as soon as you spend as it makes it easier to check what is left and if someone is using your card. Reviewed on: 16th January 2023

Easy to apply for

The card was East to apply for online Payment's also easy to make online, all card information on there app Reviewed on: 16th January 2023

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