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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

20000

Good answer 99% very good chesteen every one like this Reviewed on: 17th January 2023

The easy to use card

Easy application and simple to use with a very clear and understanding app Reviewed on: 16th January 2023

Best card and so simple to use

Honestly couldn't fault this card Reviewed on: 16th January 2023

Credit builder

Got this to help build my credit score easy to use with the app easy to apply for Reviewed on: 16th January 2023

Best credit card

Very very satisfied with zopa, easy and very good a.p.r. Reviewed on: 16th January 2023

Great card

Amazing card great rate and loads of helpful tips Reviewed on: 16th January 2023

Magnificent

Easy to use and apply for, get usage and balance reports immediately. Great products on offer Reviewed on: 16th January 2023

Otimo

Um ótimo cartão , fácil de usar Reviewed on: 16th January 2023

Excellent credit card

I love using zopa credit card. Easy to use, app is great and interest are less than others Reviewed on: 16th January 2023

Fantastic

Fabulous and flexible, the app is so easy to use on the go, perfect for real life Reviewed on: 16th January 2023

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