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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Great

5
Everything is so easy and understandable great service thanks Reviewed on: 16th January 2023

Excellent company just what the general public need honesty

5
Helpful friendly company who put themselves in your shoes and realise . Everyone deserves a second chance with credit A1 Reviewed on: 16th January 2023

why I love zopa

5
really easy to deal with great app Reviewed on: 16th January 2023

Nice card

4
An easy card to use with a very helpful app to keep myself in credit Reviewed on: 16th January 2023

Does what it says

5
Easy to set up, great app and easy contact Reviewed on: 16th January 2023

Best creit card provider i have dealt with

5
All aspects of Zopa are so cear and easy to understand and are always there to help if you need it Reviewed on: 16th January 2023

Great

4
Great card easy to apply for one and the Zopa app is easy to use. Reviewed on: 16th January 2023

Great company

5
Nothing was difficult, this company makes everything possible with your application process and supplies the necessary documentation. They are supportive and approachable Reviewed on: 16th January 2023

Great company open and helpful

5
Helpful and honest always there to help Reviewed on: 16th January 2023

Massive help.and no worries

5
Applied for my zopa credit card back in 2022 and since its been brilliant would recommend these to anyone no hassle what so ever like every card pay you're monthly bill iff possible pay that little extra zopa is 100% recommended by me Reviewed on: 16th January 2023

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