Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent company just what the general public need honesty

Helpful friendly company who put themselves in your shoes and realise . Everyone deserves a second chance with credit A1 Reviewed on: 16th January 2023

why I love zopa

really easy to deal with great app Reviewed on: 16th January 2023

Nice card

An easy card to use with a very helpful app to keep myself in credit Reviewed on: 16th January 2023

Does what it says

Easy to set up, great app and easy contact Reviewed on: 16th January 2023

Best creit card provider i have dealt with

All aspects of Zopa are so cear and easy to understand and are always there to help if you need it Reviewed on: 16th January 2023

Great

Great card easy to apply for one and the Zopa app is easy to use. Reviewed on: 16th January 2023

Great company

Nothing was difficult, this company makes everything possible with your application process and supplies the necessary documentation. They are supportive and approachable Reviewed on: 16th January 2023

Great company open and helpful

Helpful and honest always there to help Reviewed on: 16th January 2023

Massive help.and no worries

Applied for my zopa credit card back in 2022 and since its been brilliant would recommend these to anyone no hassle what so ever like every card pay you're monthly bill iff possible pay that little extra zopa is 100% recommended by me Reviewed on: 16th January 2023

My good luck with thanksEe

Excellent service starting with initial contact, listened to my needs and acted immediately, leaving me relieved and happy, Always able to contact with immediate answer, Very good service. Reviewed on: 16th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 4.24 from 23 reviews
123 credit card (discontinued)
from Santander 4.13 from 162 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub