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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Zopa Review

5
Zopa provides excellent service bar none. It comes highly recommended. Reviewed on: 16th January 2023
Joseph Adebola's avatar
Joseph Adebola

Very easy to use and understand

5
I like that it informs you as soon as you spend as it makes it easier to check what is left and if someone is using your card. Reviewed on: 16th January 2023
Jordan's avatar
Jordan

Easy to apply for

5
The card was East to apply for online Payment's also easy to make online, all card information on there app Reviewed on: 16th January 2023
Jools Millin's avatar
Jools Millin

Great

5
Everything is so easy and understandable great service thanks Reviewed on: 16th January 2023
Mick Wade's avatar
Mick Wade

Excellent company just what the general public need honesty

5
Helpful friendly company who put themselves in your shoes and realise . Everyone deserves a second chance with credit A1 Reviewed on: 16th January 2023
Steven james's avatar
Steven james

why I love zopa

5
really easy to deal with great app Reviewed on: 16th January 2023
Philip Clark's avatar
Philip Clark

Nice card

4
An easy card to use with a very helpful app to keep myself in credit Reviewed on: 16th January 2023
Grant Phillips's avatar
Grant Phillips

Does what it says

5
Easy to set up, great app and easy contact Reviewed on: 16th January 2023
Bev's avatar
Bev

Best creit card provider i have dealt with

5
All aspects of Zopa are so cear and easy to understand and are always there to help if you need it Reviewed on: 16th January 2023
George Powell's avatar
George Powell

Great

4
Great card easy to apply for one and the Zopa app is easy to use. Reviewed on: 16th January 2023
Ronnie's avatar
Ronnie

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