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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa Zopa Zopa

Excellent customer service and good rates for customers with bad credit! Reviewed on: 16th January 2023

Had no problems

No problems and if I did they were very helpful Reviewed on: 16th January 2023

Hassle free

The application is hassle free, your given a limit that suits. The app helps you to keep on track and access and monitor your spending and payments Reviewed on: 16th January 2023

Cost effective credit card

Very versatile and enjoying the low interest rates Reviewed on: 16th January 2023

Zopa is the best

Excellent efficient service, excellent helpful advice, excellent app, all round excellent credit card, I am very happy with it & would recommend it to family & friends Reviewed on: 16th January 2023

Great zoopa

Super company. The best product. Reviewed on: 16th January 2023

Fabulous

Great company always there for you Reviewed on: 16th January 2023

Sopa credit card is a very good company I will Choose them in a million times because of the good customer service

They are a very very good company I like them Reviewed on: 16th January 2023

Easy and informative

Application was easy and receive informative emails on a regular basis with offers and also helpful info Reviewed on: 16th January 2023

Awesome!

Application process was very easy and was very clear with it's instructions. Managing my card through the App couldn't be easier. I highly recommend Zopa as they are clear, transparent and the App couldn't be easier to navigate! Well done Zopa! Reviewed on: 16th January 2023

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