Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43500)

Easy application process

5
The app is simple to navigate.the company understands individuals needs and are always there to help when you need assistance.i would have no hesitation in recommending zopa to others. Reviewed on: 14th January 2023

Amazing

5
Amazing company they are very helpful Reviewed on: 14th January 2023

Awesome friendly helpfull

5
Never had an issue, would highly recommend Reviewed on: 14th January 2023

Great start up with exciting products

5
Great for everyone , Zopa gives you a great product and service Reviewed on: 14th January 2023

One of the best cards around

5
I was looking for a credit card, and I came upon Zopa,they are one of the best credit cards out there,you will not regret taking a credit card out with them Reviewed on: 14th January 2023

Good credit card

5
The card and app work with any problem, the app is very easy and comfortable, all clear and simple. Reviewed on: 14th January 2023

The best

5
Keeps in touch with you to let you know any changes, doesn't keep changing your repayment date like others do never had to get in touch as they are 100 percent in what they offer, thanks zopa Reviewed on: 14th January 2023

Very good company

5
Excellent card and realistic limit Reviewed on: 14th January 2023

Easy friendly

5
Zopa is easy to use. The app is good and simple to use. Customer service is friendly and helpful. Reviewed on: 14th January 2023

Amazing

5
Excellent experience great card Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products