Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

Nothing was difficult, this company makes everything possible with your application process and supplies the necessary documentation. They are supportive and approachable Reviewed on: 16th January 2023

Great company open and helpful

Helpful and honest always there to help Reviewed on: 16th January 2023

Massive help.and no worries

Applied for my zopa credit card back in 2022 and since its been brilliant would recommend these to anyone no hassle what so ever like every card pay you're monthly bill iff possible pay that little extra zopa is 100% recommended by me Reviewed on: 16th January 2023

My good luck with thanksEe

Excellent service starting with initial contact, listened to my needs and acted immediately, leaving me relieved and happy, Always able to contact with immediate answer, Very good service. Reviewed on: 16th January 2023

Zopa Zopa Zopa

Excellent customer service and good rates for customers with bad credit! Reviewed on: 16th January 2023

Had no problems

No problems and if I did they were very helpful Reviewed on: 16th January 2023

Hassle free

The application is hassle free, your given a limit that suits. The app helps you to keep on track and access and monitor your spending and payments Reviewed on: 16th January 2023

Cost effective credit card

Very versatile and enjoying the low interest rates Reviewed on: 16th January 2023

Zopa is the best

Excellent efficient service, excellent helpful advice, excellent app, all round excellent credit card, I am very happy with it & would recommend it to family & friends Reviewed on: 16th January 2023

Great zoopa

Super company. The best product. Reviewed on: 16th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.22 from 9 reviews
Charge Card
from American Express 4.20 from 24 reviews
Credit card
from Vanquis 4.35 from 601 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub