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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fabulous

Great company always there for you Reviewed on: 16th January 2023

Sopa credit card is a very good company I will Choose them in a million times because of the good customer service

They are a very very good company I like them Reviewed on: 16th January 2023

Easy and informative

Application was easy and receive informative emails on a regular basis with offers and also helpful info Reviewed on: 16th January 2023

Awesome!

Application process was very easy and was very clear with it's instructions. Managing my card through the App couldn't be easier. I highly recommend Zopa as they are clear, transparent and the App couldn't be easier to navigate! Well done Zopa! Reviewed on: 16th January 2023

best deal for me

no fees on all my travel destination, even outside Europe Reviewed on: 16th January 2023

Good

Excelent service and quality good pay and rate low Reviewed on: 16th January 2023

My credit card

I have found my credit card account easy to use and to understand. The company makes any queries regarding the card clear and concise. I would definitely recommend them Reviewed on: 16th January 2023

Great card

Great credit card, Easy to navigate around the app. Great customer service Reviewed on: 16th January 2023

Exceptional

Good custom service, easy and less stressful services Reviewed on: 16th January 2023

Person centered service

Friendly but professional service that suits an individual and not a group. Reviewed on: 16th January 2023

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