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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent account and service.

Easy to set up very user friendly. Reviewed on: 16th January 2023

Super Company

Quick and easy to apply, statements and updates easy to access and read. Reviewed on: 16th January 2023

Very helpful, app and customer service is top quality

I found Zopa to be very helpful, a pleasure to deal with and a great app Reviewed on: 16th January 2023

Amazing card always there to help

I used it when ever I need to never failed me Reviewed on: 16th January 2023

Zopa Service !

Starting from application till today , the service of Zopa was excellent and upto mark I can say Reviewed on: 16th January 2023

Best credit provider

The best credit company and the best credit rates Reviewed on: 16th January 2023

A credit card with a human feel

When l first got my credit card l needed to ask a question, l got an actual person to speak to which was very reassuring and means l can speak to a real person again in the future Reviewed on: 16th January 2023

Great Company

They make the application process, user friendly, efficient and speedy. Had a couple of technical issues however impressed with customer services for sorting them so quickly. Online monthly payment is simple and monthly statements are informative. Have no hesitation in recommending this company. Reviewed on: 16th January 2023

Hassle free, quick and easy

Application Wass straight forward and easy to follow. The app makes payments easy and keeps you in control Reviewed on: 16th January 2023

Good

Meet my needs, very good good quality Reviewed on: 16th January 2023

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