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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

very good

very good company and very good proffessional Reviewed on: 16th January 2023

very happy with service

i am happy to use zopa services. i have credit card with them and loans. Reviewed on: 16th January 2023

New Card

Opening my account and getting a new card was easy to do, and completed quickly and efficiently. Reviewed on: 16th January 2023

Zopa came to my rescue when I needed it most

I'm totally satisfied with the service provided by zopa Reviewed on: 16th January 2023

Excellent account and service.

Easy to set up very user friendly. Reviewed on: 16th January 2023

Super Company

Quick and easy to apply, statements and updates easy to access and read. Reviewed on: 16th January 2023

Very helpful, app and customer service is top quality

I found Zopa to be very helpful, a pleasure to deal with and a great app Reviewed on: 16th January 2023

Amazing card always there to help

I used it when ever I need to never failed me Reviewed on: 16th January 2023

Zopa Service !

Starting from application till today , the service of Zopa was excellent and upto mark I can say Reviewed on: 16th January 2023

Best credit provider

The best credit company and the best credit rates Reviewed on: 16th January 2023

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