Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43500)

Very happy

5
Amazing looking card, app for control is easy to use and user friendly Reviewed on: 14th January 2023

Gave me credit when I was needing it

5
Overall a great company to deal with ,easy transactions and a human at the end of the phone Reviewed on: 14th January 2023

No fuss easy to use

5
My wife and I both have a card and use it specifically for holidays Reviewed on: 14th January 2023

Amazing service

5
Everything is easy to use and and keep an eye on, Zopa always work with there customers and always polite Reviewed on: 14th January 2023

Good

5
Great company . Honest and very reasonable rates. Reviewed on: 14th January 2023

The Best

5
I love the zopa card because it always helps you when you are in a difficult situation Reviewed on: 14th January 2023

My Zopa card

5
Rrally good servoce. Good app. Helpful Cistomer Detvice.p Reviewed on: 14th January 2023

Review

5
They are soo helpful and very friendly!! Reviewed on: 14th January 2023

ZOPA Credit car - well worth having

5
ZOPA has a friend to use app so thats easy to monitor what your spending and limit Reviewed on: 14th January 2023

Reliable

5
Fast and efficient making payments fast and clear straight away App is very easy to use also. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products