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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Piece of mind

Great app, I always know where i am. Im never worried bout going over my credit limit or missing a payment as everything i need to know is available at the touch of my finger. Reviewed on: 16th January 2023

Great company to deal with

Affordable reasonable and worthwhile Reviewed on: 16th January 2023

Great service

Zopa provide a great service and the app is easy to use Reviewed on: 16th January 2023

Accessable and fair

Pleasant to use. Fair credit limit and rates. App is good to use makes things so much easier. Reviewed on: 16th January 2023

Flexible friend

Great product well administered. Reviewed on: 16th January 2023

Hassle free

Hassle free quick and easy to apply for, straight forward no jargon, straight forward statement, friendly customer service Reviewed on: 16th January 2023

Fantastic

Great service and a great company Reviewed on: 16th January 2023

Reliable

I was given credit at once when I needed it the most Reviewed on: 16th January 2023

Zopa keep it simple

I've used zopa for a few years. Personal loans, savings and now for a credit card. They keep the process simple and have always provided me with service when needed. Only room for improvement is their credit card lacks direct debit which I would prefer. Reviewed on: 16th January 2023

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