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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

They are as quick fast and easy

It's only a few minutes to get approved and all signed up and the card in the post 3days after highly recommend them Reviewed on: 16th January 2023

Brilliant service overall

Very easy to use and helpful. Easy straightforward banking app, always helpful, always fully informing of changes and any updates. All in all great service and great products available Reviewed on: 16th January 2023

Excellent with friendly people

An easy to use product with efficient app Reviewed on: 16th January 2023

Easy to sign up and to use the app.

Quick respond to the application and easy to use app Reviewed on: 16th January 2023

Efficient and Faster

Quick application process and agreement and card issued very promptly. Reviewed on: 16th January 2023

Great company

This company is so good and helps you improve your credit score and build a credit rating Reviewed on: 16th January 2023

Great rates

Just amazing low rates, so much lower than the competition Reviewed on: 16th January 2023

Great App.

Easy to keep track of your spending. You have complete control over your limits. Great company & a great App. Reviewed on: 16th January 2023

Excellent card

Very easy to use in many ways very helpful card Reviewed on: 16th January 2023

Piece of mind

Great app, I always know where i am. Im never worried bout going over my credit limit or missing a payment as everything i need to know is available at the touch of my finger. Reviewed on: 16th January 2023

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