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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43499 reviews)

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4.94

Based on 43,499 reviews, last reviewed 22nd Mar 2026

156000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43499)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very good credit card very helpful information load...

Very good credit card very helpful information load of options that you can do would recommend to others Reviewed on: 15th January 2026

I am very proud to be part of zopa.

I am very proud to be part of zopa. I like their services, because their services are excellent, quality and efficient Reviewed on: 15th January 2026

Straightforward & easy to use

Very clear & easy to use app. No surprises when it comes to interest charged. This card has allowed me to take control of my finances. Reviewed on: 15th January 2026

Very easy to use and helpful staff

Very easy to use and helpful staff Reviewed on: 15th January 2026

Great card great customer service

Great card great customer service Reviewed on: 15th January 2026

The clarity is refreshing.

The clarity is refreshing. Zopa does exactly what it says on the tin! Reviewed on: 15th January 2026

Zopa listens l

Zopa listens , Zopa application process was simple . The app is user friendly and a lot of useful insights to help you make better financial choices. Reviewed on: 15th January 2026

Great service and friendly team, the app is really s...

Great service and friendly team, the app is really simple to use and offers all the control features you could expect, payments reflect almost immediately. Fee's can be a bit silly if you use the card incorrectly but let it be the motivation to make better choices Reviewed on: 15th January 2026

IT WAS AN EASY PROCES TO APLY FOR THE CARD AND EVERY...

IT WAS AN EASY PROCES TO APLY FOR THE CARD AND EVERYTIME i NEED IT SUPPORT FROM CUSTOMER SERVICE THEY WERE HELPFUL AND TRANSPARENT Reviewed on: 15th January 2026

Excellent service

Excellent service well recommended Reviewed on: 15th January 2026

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