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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

More than flexible

The Zopa experience I had was amazing very quick going through the Credit card application and all completed within minutes. Would definitely recommend to a family member or friend. Reviewed on: 16th January 2023

Great value

Really easy and affordable payment options. Reviewed on: 16th January 2023

No jargon

Easy to use plain English app with all the information you need to run your card Reviewed on: 16th January 2023

Easy and friendly

I a have enjoyed owning this card, to be able to actually speak to someone when there is an issue has made this the best card to have. The app is easy to use and understand. Reviewed on: 16th January 2023

Simplicity

The App is so easy to use and updates in real time Reviewed on: 16th January 2023

Top company

Can't ask for better level of service. Reviewed on: 16th January 2023

Nice

I a happy with us. U are a beast Reviewed on: 16th January 2023

Best CC providers

Ease of registration and use. Reasonable APR, the app is also great to navigate around. Options to boost your borrowing power. Reviewed on: 16th January 2023

Excellent

Excellent service and friendly team Reviewed on: 16th January 2023

Friendly, transparent and hassle free

Zopa it's simply the best credit card supplier right now. The ease of use, the transparency and clarity in their service. The app works seamlessly, it's so easy to use and understand, works every time and you know there won't be surprises. Reviewed on: 16th January 2023

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