Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

View other Zopa products

4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

A great card

Brilliant to start working on your credit report easy to understand and use and you can funds into a cushion to use for emergency only Reviewed on: 14th January 2023

Easy to get and use

Excellent customer service,very easy app to use, very good credit conditions,the best credit card ever Reviewed on: 14th January 2023

Easy to apply and they keep you updated with any news that could help me.

Plain English which helped me decide to take out the card. Simple to set up and they were very efficient with sending me my card. They always keep me informed about any changes. And more importantly they respond straight away with any issues I might have Reviewed on: 14th January 2023

Simply the best

Friendly staff and very helpful Reviewed on: 14th January 2023

Very good

Happy with company easy to apply Reviewed on: 14th January 2023

Amazing & easy to use

Very easy to understand & has been a big help with my credit score Reviewed on: 14th January 2023

Trusted and reliable

They app is easy to assess and the interest rate is great Reviewed on: 14th January 2023

Best finance company

If you’re need a credit card, Zopa is the best. Great customer service. Reviewed on: 14th January 2023

Credit card

Easy access and straightforward Reviewed on: 14th January 2023

Zopa Credit Card

Easy application process, easy to use app. Decent rates Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 2.92 from 35 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub