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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Second to none

Nothin bad to say always great to deal with Reviewed on: 16th January 2023

The best card ever

It's the best opportunity to get my diary expenses solved and very easy to work out with the app .... I'm very happy Thank you so much zopa Reviewed on: 16th January 2023

Amazing Company

Zopa are a friendly, helpful & accommadating Family, I call them family as that's how they make me feel, I am delighted with the service I recieve & their amazing ability to put me at ease. I can't thank them enough, they are just amazing. Thank you Zopa Reviewed on: 16th January 2023

More than flexible

The Zopa experience I had was amazing very quick going through the Credit card application and all completed within minutes. Would definitely recommend to a family member or friend. Reviewed on: 16th January 2023

Great value

Really easy and affordable payment options. Reviewed on: 16th January 2023

No jargon

Easy to use plain English app with all the information you need to run your card Reviewed on: 16th January 2023

Easy and friendly

I a have enjoyed owning this card, to be able to actually speak to someone when there is an issue has made this the best card to have. The app is easy to use and understand. Reviewed on: 16th January 2023

Simplicity

The App is so easy to use and updates in real time Reviewed on: 16th January 2023

Top company

Can't ask for better level of service. Reviewed on: 16th January 2023

Nice

I a happy with us. U are a beast Reviewed on: 16th January 2023

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