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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent service

Very happy with the service would recommend to anyone Reviewed on: 16th January 2023

Excellent service and provider

I would highly recommend Zopa. They helped get my credit back on track. Always helpful and great guidance Reviewed on: 16th January 2023

Good service

I have been using Zopa Credit Card for the 6 months and have been extremely satisfied with the level of service provided. The application process was quick and easy, and the customer service team was helpful in answering any questions I had. The online account management system is user-friendly and makes it easy to track my spending and payments via the app. Overall, I highly recommend Zopa Credit Card to anyone looking for a reliable and customer-friendly provider. Reviewed on: 16th January 2023

So easy to use and great customer care

I got this credit card from Zopa as it had a small limit so I could pay for things on it and then pay them off in full to increase my credit score! It has worked so well I am delighted! I have used the customer help centre a few times for minor query’s and they were so helpful and resolved my query really quickly! I also love the credit cushion feature! Reviewed on: 16th January 2023

Top card

Very helpful, always kept updated on my score and borrowing power. Reviewed on: 16th January 2023

Great Credit Card

Easy to apply, quick and simple app and great payment options for paying off your credit card. Notifications too, to help you stay on track of your spending. Reviewed on: 16th January 2023

Excellent credit company

Found Zopa when looking for a credit card, so straight forward. Would highly recommend Reviewed on: 16th January 2023

Great credit card

Very convenient and handy app for managing everything. Reviewed on: 16th January 2023

Good card

Always responsive and good interest rates Reviewed on: 16th January 2023

Clean & Simple

Less fuss, clean and simple. I have this card purely as a credit builder and the app, process and service is clean and simple. Reviewed on: 16th January 2023

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