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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Build Credit Rating

Helps builds your credit rating, if you had bad credit before. Highly recommend Reviewed on: 16th January 2023

Good company

Allways been really good with me Reviewed on: 16th January 2023

Good

Very good Reviewed on: 16th January 2023

Easy and transparent

Great communication and easy to use, fair and honest company Reviewed on: 16th January 2023

Fast and easy

My card arrived quickly and reddy to use straight away Reviewed on: 16th January 2023

Super simple procedure

Couldn't ask for a easier way to open a account. From to finish its so simple from opening the account to paying/setting up your direct debit. Reviewed on: 16th January 2023

Nice Credit Card Compnay

Really love using Zopa, great service easy using APP would highly recommend Reviewed on: 16th January 2023

Service

Simply amazing service providing and easy to approach teams. Reviewed on: 16th January 2023

Zopa

I have to say everyone was lovely and the whole operation was simple. Excellent. Reviewed on: 16th January 2023

They charge little interest.

I very satisfied with Zopa bank. Administration is also fast. Reviewed on: 16th January 2023

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