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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Amazing

Clear and easy to use mobile app with outstanding customer services. When you pay your balance it clears straight away unlike there competitors. Zopa is the best Reviewed on: 14th January 2023

I get good service and I get emails every time I use it witch is good

I'm very pleased how I can manage my card they are very helpful when I need advice Reviewed on: 14th January 2023

Supper

Excellent credit card used meany times Reviewed on: 14th January 2023

Great company

Great credit card has helped manage my finances app easy to use and good for keeping everything in place Reviewed on: 14th January 2023

Amazing credit card

A great experience with Zopa credit cards Reviewed on: 14th January 2023

Easy banking with a great company!

I have had Zopa for a while now and they are brilliant. The app is so easy to use, everything is explained and it’s easy to make payments/view balances etc. Customer service has been fantastic when I’ve had to contact them. Would definitely recommend Zopa to anyone! Reviewed on: 14th January 2023

Zopa credit card

Very easy to apply for. Credit limit is affordable and never more than you can afford. Reviewed on: 14th January 2023

Excellent

Easy to apply. Great for using anywhere. Reviewed on: 14th January 2023

Helpful and excellent

Real people with excellent product Reviewed on: 14th January 2023

Great Fresh Company

I love Zopa Easy to apply Great app design Love the info it gives out Feels fresh and modern Reviewed on: 14th January 2023

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