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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

A no nonsense credit card

5
Zopa is seriously a no nonsense credit card service provider. In the background, keeping you in touch with current affairs and ready to spring into action if something goes wrong. Reviewed on: 16th January 2023
DJ Dave's avatar
DJ Dave

Best Credit Card Provider

5
Fast, easy and uncomplicated application process. Noteworthy is the affordable repayment set rate. Reviewed on: 16th January 2023
Adedayo Adeola's avatar
Adedayo Adeola

A very good product

5
One of the best cards, I recommend it. Reviewed on: 16th January 2023
Mihai Claudiu's avatar
Mihai Claudiu

Great Credit Card

5
Everything with Zopa credit card has been great. Texts each transaction straightaway, which is ideal for me, the layout of the app is so easy to use, reminders of payments to make, just really is the easiest and good credit card I have had. Reviewed on: 16th January 2023
MARIA CONSTANTINOU's avatar
MARIA CONSTANTINOU

Good

5
Very good and friendly service i can recommend Reviewed on: 16th January 2023
Vasil Demeter's avatar
Vasil Demeter

Great all round

5
Great all round. No problems at all. Reviewed on: 16th January 2023
David.searl's avatar
David.searl

Exactly the kind of customer experience I needed

5
The entire process from application stage to the actual usage of the card is very easy. I especially appreciate the fact that repayments reflect no almost immediately. I would recommend this provider to friends Reviewed on: 16th January 2023
Prissymosh's avatar
Prissymosh

Great Credit Card

5
Great Credit Card and fantastick customer service. Reviewed on: 16th January 2023
Peter's avatar
Peter

Easy to use

5
ive had zopa for a while now with no problems its so easy to use and repayments are very managable i would and have recommended them to my friends and family to help with credit builsing and managing there finances Reviewed on: 16th January 2023
Lucy Lou's avatar
Lucy Lou

Easy peasy

5
So easy and quick all online great app too Reviewed on: 16th January 2023
William J McKeown's avatar
William J McKeown

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