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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card

Very convenient and handy app for managing everything. Reviewed on: 16th January 2023

Good card

Always responsive and good interest rates Reviewed on: 16th January 2023

Clean & Simple

Less fuss, clean and simple. I have this card purely as a credit builder and the app, process and service is clean and simple. Reviewed on: 16th January 2023

Build Credit Rating

Helps builds your credit rating, if you had bad credit before. Highly recommend Reviewed on: 16th January 2023

Good company

Allways been really good with me Reviewed on: 16th January 2023

Good

Very good Reviewed on: 16th January 2023

Easy and transparent

Great communication and easy to use, fair and honest company Reviewed on: 16th January 2023

Fast and easy

My card arrived quickly and reddy to use straight away Reviewed on: 16th January 2023

Super simple procedure

Couldn't ask for a easier way to open a account. From to finish its so simple from opening the account to paying/setting up your direct debit. Reviewed on: 16th January 2023

Nice Credit Card Compnay

Really love using Zopa, great service easy using APP would highly recommend Reviewed on: 16th January 2023

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