Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43500)

Great company

5
Great customer service experience from a very professional company Reviewed on: 14th January 2023
Angud Morrison's avatar
Angud Morrison

Very good and helpfull

5
The card is very useful and easy to use Reviewed on: 14th January 2023
bean805@btinternet.com's avatar
[email protected]

Best credit provider ever

5
Easy to use simple borrowing fair price Reviewed on: 14th January 2023
Chris's avatar
Chris

Great card

5
Excellent card. No issues with provider. Reviewed on: 14th January 2023
Marius Kraujalis's avatar
Marius Kraujalis

Best credit card by far

5
Zopa is one of the best credit cards on the market and has helped me to build my credit score. The app is convenient and makes it easy to have access to funds and make payments. The app also gives you access to other products such as loans and savings! It’s a good all rounder Reviewed on: 14th January 2023
Anneka Brown's avatar
Anneka Brown

Simple and perfect

5
I have loved Zopa and use both there credit card and saving acounts. Reviewed on: 14th January 2023
JAR's avatar
JAR

Great service

5
Overall great service, easy to use app with no surprises Reviewed on: 14th January 2023
andy_jg@hotmail.co.uk's avatar
[email protected]

Best Credit Card

5
It’s a great card. You get notifications every time you a transaction and you get reminders about your payments. Reviewed on: 14th January 2023
krishneek@yahoo.co.uk's avatar
[email protected]

Amazing company

5
Although seldom needed, as there are very little problems, the staff are amazingly friendly, helpful and very knowledgeable about their products. Would 100% recommend to anyone thinking of getting a credit card! Reviewed on: 14th January 2023
Gary Mowbray's avatar
Gary Mowbray

Great company

5
Helped me gain better credit with their credit card.. Would be better if they increased the limits more frequently Reviewed on: 14th January 2023
Nicola Smith's avatar
Nicola Smith

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill