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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Credit Card

Great Credit Card and fantastick customer service. Reviewed on: 16th January 2023

Easy to use

ive had zopa for a while now with no problems its so easy to use and repayments are very managable i would and have recommended them to my friends and family to help with credit builsing and managing there finances Reviewed on: 16th January 2023

Easy peasy

So easy and quick all online great app too Reviewed on: 16th January 2023

Zopa credit card

So easy to used and helpful in great time of need and saving. Reviewed on: 16th January 2023

Best credit card ever

I am very pleased with the service Zopa provide Reviewed on: 16th January 2023

Simple

Simple, effective and on the money! Reviewed on: 16th January 2023

Amazing

Keeps you updated when spending, easy to get in touch with and sort any problems. Reviewed on: 16th January 2023

Best card

Wonderful service from ZOPA. One of the best card's I have ever had Reviewed on: 16th January 2023

Great customer support

Great card, great customer support and would recommend to anyone. Reviewed on: 16th January 2023

Helped me to rebuild my credit score

Great experience with Zopa so far,I messed up my credit score when I was younger and Zopa has helped me rebuild it for my future, the app provided helps me keep on top of things, hope to be considered soon for a credit increase but I’m sure that will happen when they feel I’m ready for one Reviewed on: 16th January 2023

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