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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Simple and Efficient

This is a no fuss credit card. The app is amazing, you can see everything you need right in one place. Forgotten your pin, boom its on the app. Not sure when your payment is due... the app reminds you well in advance. Never had an issue. Reviewed on: 15th January 2023

Great card for improving your credit score

Had this card for 3 to 4 years and still helps me stay in control with my spending Reviewed on: 15th January 2023

Great credit card company

Great company would recommend them to anyone Reviewed on: 15th January 2023

the best cut I have received, easy to use and settle

the best cut I have received, easy to use and settle Reviewed on: 15th January 2023

Quick and easy

Brilliant service, fast and efficient, great rates Reviewed on: 15th January 2023

Zopa Credit card

Zopa credit card is easy to apply for, their app is very convenient to use and they keep me informed of any changes or offers that are available Reviewed on: 15th January 2023

Good reliable service

Easy to use,app is very straightforward and informative Reviewed on: 15th January 2023

Quick updates

I especially like how quickly payments are registered on the app. Reviewed on: 15th January 2023

Great card to work with

Would recommend one off the best companies I’ve been with and always great customer service when I’ve had to call. Reviewed on: 15th January 2023

Quick, easy and professional

I have a poor credit rating , yet Zopa was able to help me . They gave me £400 to start with and I now have £1200 limit . I would massively recommend Thanks Zopa Reviewed on: 15th January 2023

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