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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Simply the best

Their on line App is so simple to understand and use. You get all you need to know so easily. If you do phone them their customer service team are 2nd to none. Great Company Reviewed on: 15th January 2023

Overall good experience

Provided outstanding customer satisfaction Reviewed on: 15th January 2023

Very good

Quick and easy way to pay.zopa except me to build my credit rating Reviewed on: 15th January 2023

I am so happy this credit card

Good credit card . Lovely to pay . Easy to use. Very happy thank you Reviewed on: 15th January 2023

Amazing Credit Card that comes to you when you need it.

Simplicity, easy to use, fantastic customer service that is always ready to assist you. Reviewed on: 15th January 2023

Zopa have been a life saver

I have both a loan and a credit card with Zopa. The company has been a life saver. It has help to me greatly to sort my finances out. In affordable segments and a good APR. The customer service is very professional too. I highly recommend Zopa. Reviewed on: 15th January 2023

Excellence

I had bad credit rating and zopa gave me the chance to build my credit rating also helped by their brilliant app Reviewed on: 15th January 2023

Fantastic

Great company good interest rates easy to use app I strongly recommend over any credit card I have ever had. Reviewed on: 15th January 2023

Great company

I think Zopa is one amazing company to be with and I am glad I am with them and I would recommend them to anyway. Reviewed on: 15th January 2023

A pleasure to know

Easy to set up staff are willing to help if you have any problems would highly recommend Reviewed on: 15th January 2023

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