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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Fab

App is really clear and easy to use so you can keep on top of your spending Reviewed on: 14th January 2023

Extremely happy

When applying for my Zopa credit card the process was really quick and easy, the approval came through right away. The app is easy to use and understand, I can manage my credit usage and keep track on my expenses in real time which I found really helpful. I am also able to make additional payments directly from the app so I don’t have to wait for the monthly DD as my only option to pay. The help section is also easy to navigate and has the answer to most of the questions one may need as a first time customer with Zopa. I would recommend to friends and family. Reviewed on: 14th January 2023

Amazing

Struggled to get a credit card with my previous credit history but Zopa gave me a chance thank you Reviewed on: 14th January 2023

Zopa Credit Card

Great company to deal with everything made so simple Reviewed on: 14th January 2023

Easy peasy

So easy to use. Application to statement and everything in between on one simple app. Love it Reviewed on: 14th January 2023

Good

Good card with credit score update regularly Reviewed on: 14th January 2023

Happy

I'm happy to have a zopa credit card, it's simple to use, the repayments are affordable, the app is easy to access and to understand, I'm happy with the overall way that zopa operate their services to the customer Reviewed on: 14th January 2023

One To Get

10 out of 10.....!!!!!!!!!!!!!!!!!!!! Reviewed on: 14th January 2023

Good credit rates

Application proceed quickly and efficiently Reviewed on: 14th January 2023

Excellent

Amazing credit card easy to manage Reviewed on: 14th January 2023

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