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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Comment

Good service from zopa. I will recommend friends, family and colleagues Reviewed on: 15th January 2023

Brilliant

Service is excellent good customer service Reviewed on: 15th January 2023

Clear and transparent.

I have found Zopa to be a refreshing change in finance provision. Their app and administration is excellent. Clear figures explained properly. So easy to use and see the status of your account. Highly recommended! Reviewed on: 15th January 2023

Very good company

Very good company always happy to help Reviewed on: 15th January 2023

Credit Card

Simple to apply and easy to set up your account. The app is clear and useful. I am new'ish to Zopa, however every experience has been a positive one. applying, setting up account. Using app, using card Reviewed on: 15th January 2023

Best credit card

Great APR with balance transfer offer. Easy to use App and super friendly Company. Reviewed on: 15th January 2023

Easy process, great credit limits

Zopa has been a life saver and came in very handy at a time that was necessary. The process was quick and simple. Reviewed on: 15th January 2023

Great card

Great rates and affordable card to pay back Reviewed on: 15th January 2023

JV

It’s easy to apply a credit card and and helps you on your budget. Reviewed on: 15th January 2023

easy quick

wonderfull experience the response was quick Reviewed on: 15th January 2023

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