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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Cridit card

Excellent service and you will gat going customer service and support from them Reviewed on: 15th January 2023

Boosted credit rating

Zopa have given me the best chance to boost my credit rating, when other companies wouldn't. Never had and issues or problems and always pay on time Reviewed on: 15th January 2023

Very helpful credit card company

Communication is fantastic with Zopa. They are helpful and supportive Reviewed on: 15th January 2023

Excellent

Great, no problems at all. Excellent Reviewed on: 15th January 2023

Easy credit card

Very easy and quick way to have a credit card. Thanks Reviewed on: 15th January 2023

Helping hand

In these austerity times, Zopa has provided a helping hand with cash flow and straightforward and simple money management Reviewed on: 15th January 2023

Great company

Great company very helpful staff Reviewed on: 15th January 2023

Does what they say

Easy application, great App. Simple to understand and work with. Reviewed on: 15th January 2023

Recommend

They trust that I am a good customer when no one offer me this possibility Reviewed on: 15th January 2023

Amazing service.

Very good and fast service. Excellent Reviewed on: 15th January 2023

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