Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

View other Zopa products

4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

SATISFYING

Very pleased with this credit card,easy to use and very easy to obtain. I highly recommend Reviewed on: 14th January 2023

Great card, great service

I can't fault Zopa - their customer service is great, the app is simple to use, changing payment type, date or amount is simple and they don't charge for going over-limit like some companies do. Amazing! Reviewed on: 14th January 2023

Amazing, easy, reliable

Great service, very reliable, amazing customer service, great interest rates and flexibility couldn’t want more. Reviewed on: 14th January 2023

great service

easy to use app...good communication from company...overall very happy with zopa. Reviewed on: 14th January 2023

Good company

Very quick application process good card Reviewed on: 14th January 2023

Best credit card

Helpful and easy to use, the app is amazing as so user friendly Reviewed on: 14th January 2023

Good customer service

Good customer service and good and easy app to use Reviewed on: 14th January 2023

Lovely

Very good & never have any worries they wouldn't help Reviewed on: 14th January 2023

Simple, efficient and intuitive

Fab company. Love how it’s internet based and no paperwork. Enjoy the credit ratings monthly which keeps you informed of credit worthiness. Easy to make changes to payment dates and credit limit and to repay. Reviewed on: 14th January 2023

Good card

Zopa is a great card very handy Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.36 from 125 reviews
Select Credit Card
from Nationwide 3.63 from 10 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub