Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

View other Zopa products

4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Best about and easiest to deal with

Easiest App to manoeuvre Everything so accessible. Reviewed on: 15th January 2023

Simply Best

Very good service and very transparent, very happy customer Reviewed on: 15th January 2023

Easy to apply for

Very straight forward when applying for this credit card and did not take long for the card to arrive! The app is easy to navigate and easy to use Reviewed on: 15th January 2023

Zopa Credit card

The app works incredibly well. Payments are simple to make and the credit balance is updated instantly. Reviewed on: 15th January 2023

Great features

This credit card stands out from other rivals. The installment option of the expenditures is the best option I have ever seen. Reviewed on: 15th January 2023

Superb App/Service

Such a pleasure to have a user friendly app and superb customer services Reviewed on: 15th January 2023

Perfect

very excellent without much bureaucracy Reviewed on: 15th January 2023

Life Saver, Balance Transfers Made Easy

Having applied for a Zopa card, I can 't believe the ease of application and the speed of the acceptance... fantastic service Reviewed on: 15th January 2023

Zoppa Card

Great company brilliant customer service Reviewed on: 15th January 2023

Easy stress free personal

Really taken care of, personal touch to customer care and looking after you, and your credit Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub