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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellence

I had bad credit rating and zopa gave me the chance to build my credit rating also helped by their brilliant app Reviewed on: 15th January 2023

Fantastic

Great company good interest rates easy to use app I strongly recommend over any credit card I have ever had. Reviewed on: 15th January 2023

Great company

I think Zopa is one amazing company to be with and I am glad I am with them and I would recommend them to anyway. Reviewed on: 15th January 2023

A pleasure to know

Easy to set up staff are willing to help if you have any problems would highly recommend Reviewed on: 15th January 2023

Cridit card

Excellent service and you will gat going customer service and support from them Reviewed on: 15th January 2023

Boosted credit rating

Zopa have given me the best chance to boost my credit rating, when other companies wouldn't. Never had and issues or problems and always pay on time Reviewed on: 15th January 2023

Very helpful credit card company

Communication is fantastic with Zopa. They are helpful and supportive Reviewed on: 15th January 2023

Excellent

Great, no problems at all. Excellent Reviewed on: 15th January 2023

Easy credit card

Very easy and quick way to have a credit card. Thanks Reviewed on: 15th January 2023

Helping hand

In these austerity times, Zopa has provided a helping hand with cash flow and straightforward and simple money management Reviewed on: 15th January 2023

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