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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44341)

Fantastic

5
Great company great service easy to deal with highly recommended Reviewed on: 15th January 2023
Edward Cook's avatar
Edward Cook

Easy & straight forward

5
Zopa offer a really good credit card that is super easy to manage via their app and allows to keep track of your spending. It's far more user friendly than traditional credit cards. Reviewed on: 15th January 2023
DAVE AHERN's avatar
DAVE AHERN

Best Application

5
Application available with good feature like borrowing power eligibility Reviewed on: 15th January 2023
Krunalkumar Prajapati 's avatar
Krunalkumar Prajapati

Great service

5
Easy to apply, help and support given where needed. I would definitely recommend Reviewed on: 15th January 2023
Rebekah 's avatar
Rebekah

Simply the best !!

5
All so straight forward and easy Reviewed on: 15th January 2023
Amanda doyle's avatar
Amanda doyle

Fast application for card, ok credit limit, better than another bank I have

5
Was looking for extra credit card, I didn’t need it, but just checking online, then found ZOPA offer and took it. Great fast service, got extra credit card with ok credit limit for a start. Looks like a good bank company. Thanks Reviewed on: 15th January 2023
Darius Macianskas's avatar
Darius Macianskas

Excellent

5
Cheaper rates than most high street lenders, excellent service and a great app, only downside is no balance transfer features but apparently that’s coming soon Reviewed on: 15th January 2023
Phil's avatar
Phil

Very easy to apply,set up,and use

5
No hassle, excellent app .It couldn't be easier. Reviewed on: 15th January 2023
Paul Newman's avatar
Paul Newman

Not worthy

1
I would not recommend Reviewed on: 15th January 2023
Alina Gherghel's avatar
Alina Gherghel

Quick and easy and fantastic

5
Great company and easy to use app very straight forward. Would definitely recommend to friends and family Reviewed on: 15th January 2023
Sammie Langley's avatar
Sammie Langley

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