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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Fantastic

Great company great service easy to deal with highly recommended Reviewed on: 15th January 2023

Easy & straight forward

Zopa offer a really good credit card that is super easy to manage via their app and allows to keep track of your spending. It's far more user friendly than traditional credit cards. Reviewed on: 15th January 2023

Best Application

Application available with good feature like borrowing power eligibility Reviewed on: 15th January 2023

Great service

Easy to apply, help and support given where needed. I would definitely recommend Reviewed on: 15th January 2023

Simply the best !!

All so straight forward and easy Reviewed on: 15th January 2023

Fast application for card, ok credit limit, better than another bank I have

Was looking for extra credit card, I didn’t need it, but just checking online, then found ZOPA offer and took it. Great fast service, got extra credit card with ok credit limit for a start. Looks like a good bank company. Thanks Reviewed on: 15th January 2023

Excellent

Cheaper rates than most high street lenders, excellent service and a great app, only downside is no balance transfer features but apparently that’s coming soon Reviewed on: 15th January 2023

Very easy to apply,set up,and use

No hassle, excellent app .It couldn't be easier. Reviewed on: 15th January 2023

Not worthy

I would not recommend Reviewed on: 15th January 2023

Quick and easy and fantastic

Great company and easy to use app very straight forward. Would definitely recommend to friends and family Reviewed on: 15th January 2023

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