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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing company

If you have an enquiry there for you. Never had any issues what so ever with this company. Reviewed on: 15th January 2023

Easy to use with a great app

Credit score isn’t great but I got accepted and now able to build my credit score with Zopa Reviewed on: 15th January 2023

App

The card is so easy to use especially when using the the app is so easy to navigate.very secure security. I would take no hesitation in recommending this card to other users Reviewed on: 15th January 2023

Excellent service and support

No difficulty in sorting problem Reviewed on: 15th January 2023

Great company

Zopa have excellent with me so far and long may it continue Reviewed on: 15th January 2023

Excellent.and efficient

The best and easiest I ever used .good communication & excellent service Reviewed on: 15th January 2023

Excellent card & customer service

The process from applying for the card was quick and easy. The card arrived promptly and the app is easy to navigate and helps keep track of my spending. I would highly recommend this card as a good credit building card. Reviewed on: 15th January 2023

Great

Very good credit card.Easy to make payment Reviewed on: 15th January 2023

Fantastic

They are absolutely amazing...so amenable. Would recommend to all. Reviewed on: 15th January 2023

Easy to deal with, great service.

The app is simple to use and is very reliable, the company is great at communicating including text updates when the card is used and statement's sent electronically. Reviewed on: 15th January 2023

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