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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Good service/app

Very easy to use app to see all the details about credit card Reviewed on: 14th January 2023

Zopa card when I need it !

Always on my side in difficult times Reviewed on: 14th January 2023

Easy and transparent

Overall they are easy to deal with and totally transparent Reviewed on: 14th January 2023

Easy application Great Rates

I already have car finance with Zopa and Have the app where they tell you what you can apply for I seen a great rate on the credit card on the app so applied. Simple, straight forward application. Highly recommend Reviewed on: 14th January 2023

Excellent Customer Service

I have been treated with courtesy and respect by all the staff that I have come into contact wiith. Reviewed on: 14th January 2023

Fantastic company never annoy you with meaningless emails

Great company great experience always keep you updated on your credit score incase anything changes Reviewed on: 14th January 2023

Good service

Zopa have high-level and convenient offers and services for the customer,thank you,I recommend ! Reviewed on: 14th January 2023

Good

Good credit card would recommend to others Reviewed on: 14th January 2023

Zopa is reliable

The money is there on your card as soon as you pay it . Good rates also Reviewed on: 14th January 2023

Very good credit card company

Highly recommended A very easy setup and user friendly app Reviewed on: 14th January 2023

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