Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Never had nobother in over 2 year

Nothing more to say really good company Reviewed on: 15th January 2023

Fab

Very good service. App is easy to use and gives all the information you require Reviewed on: 15th January 2023

Satisfied.

Very satisfied with my card. Even though I’ve only had it a short time. Reviewed on: 15th January 2023

Good

I have no problem using my card it is good and easy to use Reviewed on: 15th January 2023

Brillian

Grate company all round helpfull and give you the chance. Can't ask for more thanks Reviewed on: 15th January 2023

No fuss credit card

Application easy . Realistic credit limit and good service Reviewed on: 15th January 2023

Zopa is amazing!

I love the app. The efficiency and ease of use. The card itself is attractive, the hints on the app are helpful and I am very pleased with the overall service. Reviewed on: 15th January 2023

Excellent

I would definitely recommend it to friends and family Reviewed on: 15th January 2023

Easy and open

Zopa was easy to set up and the app is really easy to use and understand, it's clear and efficient Reviewed on: 15th January 2023

Nice work

Nice work for me and proffessional the best Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.73 from 155 reviews
Gold Card
from first direct 4.59 from 9 reviews
Clarity credit card
from Halifax 4.13 from 268 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub