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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent.and efficient

The best and easiest I ever used .good communication & excellent service Reviewed on: 15th January 2023

Excellent card & customer service

The process from applying for the card was quick and easy. The card arrived promptly and the app is easy to navigate and helps keep track of my spending. I would highly recommend this card as a good credit building card. Reviewed on: 15th January 2023

Great

Very good credit card.Easy to make payment Reviewed on: 15th January 2023

Fantastic

They are absolutely amazing...so amenable. Would recommend to all. Reviewed on: 15th January 2023

Easy to deal with, great service.

The app is simple to use and is very reliable, the company is great at communicating including text updates when the card is used and statement's sent electronically. Reviewed on: 15th January 2023

Never had nobother in over 2 year

Nothing more to say really good company Reviewed on: 15th January 2023

Fab

Very good service. App is easy to use and gives all the information you require Reviewed on: 15th January 2023

Satisfied.

Very satisfied with my card. Even though I’ve only had it a short time. Reviewed on: 15th January 2023

Good

I have no problem using my card it is good and easy to use Reviewed on: 15th January 2023

Brillian

Grate company all round helpfull and give you the chance. Can't ask for more thanks Reviewed on: 15th January 2023

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