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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

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4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use and very secure

Easy to use and very secure , great app and easy to follow. Reviewed on: 15th January 2026

.card issues

There has been no issues with the card vir when contacting customer service they were excellent Reviewed on: 15th January 2026

Never had any problems with my zopa account since I...

Never had any problems with my zopa account since I opened it i use it all the time as a disabled person I don't like carrying cash with me in the current situation in this country Reviewed on: 15th January 2026

ZOPA is first for security, I trust that my account...

ZOPA is first for security, I trust that my account is secure and safe from hackers due to the link of my card to my phone which requires confirmation of any purchases. Reviewed on: 15th January 2026

Easy to use abroad, with no charges.

Easy to use abroad, with no charges. I simply pay in full by automatic payments, the following month. Reviewed on: 15th January 2026

Excellent service great bank and always kept informed

Excellent service great bank and always kept informed Reviewed on: 15th January 2026

Ive been with zopa now for a while.

Ive been with zopa now for a while. They have helped me financially and taken care of what I spend. They limit you to what you can afford. I wholly would recommend them. Reviewed on: 15th January 2026

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 15th January 2026

Easy to deal with and good customer service

Easy to deal with and good customer service Reviewed on: 15th January 2026

Very easy and straightforward.

Very easy and straightforward. Easy to sign up and they do exactly what they say. No hidden catches . Would recccomend to any one. Reviewed on: 15th January 2026

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