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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use, good credit limit in the beginning

Easy to use, good credit limit in the beginning Reviewed on: 15th January 2026

Very helpful and the app is very easy to use.

Very helpful and the app is very easy to use. Reviewed on: 15th January 2026

Good value for money

Good value for money, quick way to apply, really helped me when I needed it. Reviewed on: 15th January 2026

Very easy to deal with and a simple app

Very easy to deal with and a simple app Reviewed on: 15th January 2026

Simple to use and easy to manage

Simple to use and easy to manage it truly is a great way to start out with a credit card even with a low limit everything is explained perfectly Reviewed on: 15th January 2026

Easy to use.

Easy to use. Easy to access. Simple to check. Reviewed on: 15th January 2026

great app easy to use and make payments online

great app easy to use and make payments online Reviewed on: 15th January 2026

No nonsenc great friendly team always friendly and h...

No nonsenc great friendly team always friendly and happy to try help Reviewed on: 15th January 2026

Its been a great experience dealing with Zopa Bank a...

Its been a great experience dealing with Zopa Bank as your online banking or App is seamingly. Reviewed on: 15th January 2026

NICE & GREAT

Zopa is a good credit card and like to recommend it to all my friends and family members Reviewed on: 15th January 2026

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