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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use app.

Easy to use app. Easy to set up. Good offers Reviewed on: 15th January 2026

I find Zopa a great card provider and excellent service

I find Zopa a great card provider and excellent service Reviewed on: 15th January 2026

Attracted to Zopa for the interest free offer

Attracted to Zopa for the interest free offer. Once joined I realised that not only is the app smooth and easy to use, but everything is very professional. Also Zopa offers far more than just a credit card. Banking, loans are all part of the system and easy to investigate without being hassled constantly. Reviewed on: 15th January 2026

Brilliant all round cant fault this card

Brilliant all round cant fault this card Reviewed on: 15th January 2026

Very happy with the credit company

Very happy with the credit company Reviewed on: 15th January 2026

Helpful when needed

It really helped me out when I most needed Reviewed on: 15th January 2026

Great card.

Since having been selected to be a customer, they have been 100% in my corner. With help on all levels. Trustworthy, updated at all times, advice and always let me know when statements are ready to be read and payment dates. What more do you expect from such a good company. Reviewed on: 15th January 2026

Very easy to use, great service, very helpful custom...

Very easy to use, great service, very helpful customer service Reviewed on: 15th January 2026

Quick & effective service one of the best credit car...

Quick & effective service one of the best credit cards I have used would highly recommend to family & friends.Easy set up on phone for good access for payments & keeping track of all transactions. Reviewed on: 15th January 2026

I have found my card and the app easy to use.

I have found my card and the app easy to use. Customer service is great. Reviewed on: 15th January 2026

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