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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Trustworthy.simple.straight forward Reviewed on: 15th January 2023

Life savers

When other credit card rejects customers ZOPA rescue Reviewed on: 15th January 2023

Excellent customer service

Fab credit building card with great service low Interest rate Reviewed on: 15th January 2023

Mr Aftab Alvi

Very very good Reviewed on: 15th January 2023

Credit card

When I needed it the most Zopa help me with a credit card option where no one else help me Reviewed on: 15th January 2023

Amaazing service

Applied for card and already seen improvement in my credit! Good access via the app Reviewed on: 15th January 2023

Good service and easy access

Nice credit services and provide nice customer service Reviewed on: 15th January 2023

Just so helpful

The app is great They provide opportunities and guidance and advice on raising your credit score Reviewed on: 15th January 2023

Great help

Easy to use, and a great return when used. Reviewed on: 15th January 2023

Amazing

Amazing card and no fees over see which is massive for me Reviewed on: 15th January 2023

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