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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Tops card

Great company, great service. Helpful, Reviewed on: 14th January 2023

Perfect customer service

Answer professional and i would recommend it Reviewed on: 14th January 2023

your in control

the app you control your finances repayments increase and decrease your credit limit help when you want it Reviewed on: 14th January 2023

Bad credit

I was accepted on Sunday and I now have the card. Wow quick work guys. Reviewed on: 14th January 2023

First credit card

My first ever credit card after having a poor credit score, the app is really simple to use and very clear regarding your payments and payment options. Reviewed on: 14th January 2023

Great credit card from responsible lenders

A great credit card where the lenders keep you updated regularly on your spending limits and provides excellent support to help improve your credit rating. Would recommend this card to friends and family. Reviewed on: 14th January 2023

No fuss and easy to deal with.

Zopa are a company that are very easy to deal with and things get done with the minimum of fuss. I would gladly recommend them to people I know. Reviewed on: 14th January 2023

Simple process

The process of checking your balance online is so simple. Great low interest and tips each month on borrowing power. Reviewed on: 14th January 2023

Great app

Great app. Clear and easy to use. The only space to improve - add Apple Pay functionality. Reviewed on: 14th January 2023

Great rates brilliant support

The app is easy to use. They help you manage your spending and give advice. Reviewed on: 14th January 2023

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