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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic service

Zopa has the most fantastic team always ready to help and support. Best credit company to help when someone needs a bit extra Reviewed on: 14th January 2023

Perfection

Great service can't be beaten would recommend zopa to anyone Reviewed on: 14th January 2023

Easy to use. Easy to understand.

There’s no one gives better service than Zopa Reviewed on: 14th January 2023

Great card Great app

Easy to use , Great app and very good card Reviewed on: 14th January 2023

Easy to apply, good rates

Kept informed during the application process, easy to use app Reviewed on: 14th January 2023

Excellent service

Great company and bespoke service to customers Reviewed on: 14th January 2023

very gd service

very good service, easy to understand from the app, easy system Reviewed on: 14th January 2023

Easy and very helpful

I chose a Zopa card as it had a great 0% balance transfer deal. The process was simple and allowed me to transfer my balance during a financially difficult time. Reviewed on: 14th January 2023

Amazing

My experience with Zopa has been great Reviewed on: 14th January 2023

Quick, Convenient, Clear - The Future of Banking

Have held a Zopa Credit card for close on 2 years now: never ever has a problem of an kind in that time nor any need to ask for help. It's simple to use, informative and transparent - exactly what you want from a Bank or Credit Card Account - none of the 'faf' of some of the traditional lenders. With a growling portfolio of products, I'm considering taking up further services from Zopa - as it's clear that with the current progression, they'll be giving Starling, Chase and Mondo a good run for their money somewhat sooner than later... Reviewed on: 14th January 2023

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