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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to connect with and sort out everything quickly

Easy to connect with and sort out everything quickly Reviewed on: 15th January 2026

My card is easy to use and always receive emails let...

My card is easy to use and always receive emails letting me know where I am each month . I’m glad I choose Zopa Reviewed on: 15th January 2026

My Zopa credit card coupled with the Zopa app is fan...

My Zopa credit card coupled with the Zopa app is fantastic. Everything is zo zimple with Zopa... Reviewed on: 15th January 2026

Easy to apply for and quick decision and a reasonabl...

Easy to apply for and quick decision and a reasonable amount of credit Reviewed on: 15th January 2026

Fantastic service and communications

Fantastic service and communications Reviewed on: 15th January 2026

first class service and a bank that treats its custo...

first class service and a bank that treats its customers as people Reviewed on: 15th January 2026

A nice service for a credit card

A nice service for a credit card Reviewed on: 15th January 2026

Fantastic card

Great card have had no issues. Payments aren't to high Reviewed on: 15th January 2026

Very easy using clear web, also you can adusting you...

Very easy using clear web, also you can adusting your pay day in your own way Reviewed on: 15th January 2026

Had Zopa for a few months now, really easy to use an...

Had Zopa for a few months now, really easy to use and great interaction in the app, customer service have been brilliant. Reviewed on: 15th January 2026

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