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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Simple easy log in on account

Very happy with the card wish that I had applied before Reviewed on: 14th January 2023

Quick and easy

Accepted within minutes. Card arrived within a few days. Payments made show immediately on my balance. Online banking easy to use. Reviewed on: 14th January 2023

great credit card

Great credit card with easy to use app to keep on track with balances etc Reviewed on: 14th January 2023

Great Credit Card Provider

Very good card to have to rebuild your credit score, love it. Reviewed on: 14th January 2023

Great credit card

Quick easy, smooth and no issues so far. Reviewed on: 14th January 2023

Payments.

Payments go through instantly, so no two day wait. Reviewed on: 14th January 2023

Gave us a card when nobody else would

Gave us a card when nobody else would and have now improved my credit rating no end and have better control of my finances. Reviewed on: 14th January 2023

best credit card

With few credit cards I have in possession . I would say Zopa is the best Reviewed on: 14th January 2023

very easy app to use

very easy app to use unlike some apps i could mention great sevice as well Reviewed on: 14th January 2023

Very good credit card company

I have had a very good experience with zopa Reviewed on: 14th January 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

155300% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (43484)

Simple easy log in on account

Quick and easy

great credit card

Great Credit Card Provider

Great credit card

Payments.

Gave us a card when nobody else would

best credit card

very easy app to use

Very good credit card company

Review Zopa: Credit card now

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