Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Fantastic, easy app to use would recommend to family which I have.

So easy to use on app on mobile, Have recommended to family Thanks Vincent Reviewed on: 14th January 2023

Zopa credit card

Fantastic product would recommend to anyone!! Reviewed on: 14th January 2023

Good for emergency fund

Use Zopa when I need an emergency fund. I was approved straightaway. Affordable and able to use it anywhere. Reviewed on: 14th January 2023

Credit building card

Despite having a poor credit past in which a lot of past history was down to being a victim of fraud while I was in hospital for 12 weeks zopa offered me this card were very open and honest as to it's working easy app to compliment the working of the card which is great they have been great in dealing with lost cards replacement pins etc can't fault the company very happy with them Reviewed on: 14th January 2023

Good bank

Very good and helpful and very true to there word Reviewed on: 14th January 2023

Best card

This is the best card with good features. Easy to use and getting points. Reviewed on: 14th January 2023

Very helpful and easy to use

I find zopa a very useful ad easy card to use ,very friendly when I ended help. Couldn't wish for anything more or better. Reviewed on: 14th January 2023

Easy, to apply and manage the account

Really happy with my credit card Reviewed on: 14th January 2023

Hassle free credit

Never had any problems with Zopa, Reviewed on: 14th January 2023

Simple

Simple, easy to use, excellent notifications Great all round Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.25 from 107 reviews
Credit card
from Jaja Finance 4.81 from 2525 reviews
Initial Credit Card
from Barclaycard 4.00 from 122 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub