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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant customer service and easy to use

Easy set up and navigation through the app Reviewed on: 14th January 2023

Zopa overveiw

Easy company to deal with. Great communication without being bombarded with unnecessary emails & calls. Very good, easy to use app Reviewed on: 14th January 2023

I'm happy

I'm happy to used zopa credit card Reviewed on: 14th January 2023

Very good service

Stay in contact with you and the help is there Reviewed on: 14th January 2023

Best credit card for the year

The most efficient and reliable credit card I have ever used Reviewed on: 14th January 2023

Good service

Excellent product combined with first class service. What more do you want! Reviewed on: 14th January 2023

One of the best

Zopa we’re very helpful when I was looking for a credit card, also efficient when I was looking for a loan, the whole process run smoothly and quick. Reviewed on: 14th January 2023

Great service

Very easy,and fast very helpful Reviewed on: 14th January 2023

Easy to use

Easy to use app and helpful reminder about pay dates. Reviewed on: 14th January 2023

Brilliant

Zopa is the best! I’ve been with zopa for over a year approx. I was accepted straight away. I would 100% recommend zopa. Thank you zopa keep up the hard work, your doing a fantastic job. Reviewed on: 14th January 2023

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