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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good for emergency fund

Use Zopa when I need an emergency fund. I was approved straightaway. Affordable and able to use it anywhere. Reviewed on: 14th January 2023

Credit building card

Despite having a poor credit past in which a lot of past history was down to being a victim of fraud while I was in hospital for 12 weeks zopa offered me this card were very open and honest as to it's working easy app to compliment the working of the card which is great they have been great in dealing with lost cards replacement pins etc can't fault the company very happy with them Reviewed on: 14th January 2023

Good bank

Very good and helpful and very true to there word Reviewed on: 14th January 2023

Best card

This is the best card with good features. Easy to use and getting points. Reviewed on: 14th January 2023

Very helpful and easy to use

I find zopa a very useful ad easy card to use ,very friendly when I ended help. Couldn't wish for anything more or better. Reviewed on: 14th January 2023

Easy, to apply and manage the account

Really happy with my credit card Reviewed on: 14th January 2023

Hassle free credit

Never had any problems with Zopa, Reviewed on: 14th January 2023

Simple

Simple, easy to use, excellent notifications Great all round Reviewed on: 14th January 2023

Review

I haven't been with zopa long and I would definitely recommend them. Reviewed on: 14th January 2023

Great credit card

Helps me to rebuild my credit score. Reviewed on: 14th January 2023

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