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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review

I haven't been with zopa long and I would definitely recommend them. Reviewed on: 14th January 2023

Great credit card

Helps me to rebuild my credit score. Reviewed on: 14th January 2023

Brilliant Company

Such a great company to deal! It is quick and efficient and provides excellent support and the app is fantastic! Reviewed on: 14th January 2023

Great service

Great credit card no hassle easy to use Reviewed on: 14th January 2023

Totally reasonable

Great company and they are there for you too Reviewed on: 14th January 2023

ZOPA CARD

Always been very good and its a great card to use and has always been extremely helpful too me and respects use of card. Reviewed on: 14th January 2023

Excellent credit builder card

The app is incredibly well thought out and therefore very user friendly. The customer service and notifications are very good as well Reviewed on: 14th January 2023

Amazing Bank

The bank is very supportive as they have the interest of their customers to heart. Please, you people should keep the fire burning for the next to enjoy better than what I am enjoying today. Reviewed on: 14th January 2023

Great card

Fantastic company I’d recommend them to anybody Reviewed on: 14th January 2023

Nice

very nice the experience with zopa card Reviewed on: 14th January 2023

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