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Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Easy to be approved, best interest rates

5
Zopa came through for me when I needed an emergency bill for my father back home who was undergoing surgery. The money helped to cover his bill Reviewed on: 14th January 2023

Brilliant customer service.

5
Zopa are very friendly and have brilliant customer service. Their app is so easy to use and keeps you up to date with any changes. Reviewed on: 14th January 2023

Zopa is good

5
Have had a great a experience with Zopa so far Reviewed on: 14th January 2023

Zopa card

4
Zopa good company excellent app will not give you credit to carnt pay back credit limits kept low so you don't get in a mess Reviewed on: 14th January 2023

Zopa credit card

5
I would recommend zopa to anyone it's easy to apply for a credit card online and there app to me is by far one of the best credit card banking apps out there and I would know I've tried quiet a few of them. Reviewed on: 14th January 2023

Fantastic

5
Very easy to use app. and fast very good company Reviewed on: 14th January 2023

Lovely card

5
Love my card it's great for emergencys when you need something Reviewed on: 14th January 2023

Brilliant service easy to use app

5
Great card great service and app is easy to use Reviewed on: 14th January 2023

Everyday use

5
Every place I go my zopla card is with me it's the go to card Reviewed on: 14th January 2023

Recommended

5
It's a very good card that helps you in any situation! I recommend with confidence! Reviewed on: 14th January 2023

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