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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant Company

Such a great company to deal! It is quick and efficient and provides excellent support and the app is fantastic! Reviewed on: 14th January 2023

Great service

Great credit card no hassle easy to use Reviewed on: 14th January 2023

Totally reasonable

Great company and they are there for you too Reviewed on: 14th January 2023

ZOPA CARD

Always been very good and its a great card to use and has always been extremely helpful too me and respects use of card. Reviewed on: 14th January 2023

Excellent credit builder card

The app is incredibly well thought out and therefore very user friendly. The customer service and notifications are very good as well Reviewed on: 14th January 2023

Amazing Bank

The bank is very supportive as they have the interest of their customers to heart. Please, you people should keep the fire burning for the next to enjoy better than what I am enjoying today. Reviewed on: 14th January 2023

Great card

Fantastic company I’d recommend them to anybody Reviewed on: 14th January 2023

Nice

very nice the experience with zopa card Reviewed on: 14th January 2023

Easy to be approved, best interest rates

Zopa came through for me when I needed an emergency bill for my father back home who was undergoing surgery. The money helped to cover his bill Reviewed on: 14th January 2023

Brilliant customer service.

Zopa are very friendly and have brilliant customer service. Their app is so easy to use and keeps you up to date with any changes. Reviewed on: 14th January 2023

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