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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Fantastic Service

One of the best Credit Cards I’ve had. Great customer service. Brilliant app full of every bit of information + tools that you need. Highly recommended plus low interest rates are always a plus ;) Reviewed on: 14th January 2023

excellent service

I have found Zopa, to be excellent to communicate with, and they will send out text messages when required. They have very good security checks, which is reassuring in this day and age Reviewed on: 14th January 2023

Really friendly and helpful

Easy to get on the phone and make you feel at ease Reviewed on: 14th January 2023

It good service for zopa

I got the credit card and good service and needs money to spend and back to zopa Reviewed on: 14th January 2023

Best company ever

I was refused from companies but Zopa put their trust in me, this card has saved my life and don't know how i would have coped without it, it's also helping me to learn to budget better Reviewed on: 14th January 2023

Very good company

Zopa are an excellent company who look after their customers. Excellent customer service. Reviewed on: 14th January 2023

Good credit card but customer services need improvement

Good all round credit card for general use for all credit ratings but the ways yiu have to contact them needs drastic improvements its basically only love chat and thyley take forever to reply so if you have a general question be ready to wait for over a good hour for it to be answered Reviewed on: 14th January 2023

Great card

Great card to use once paid can use right away don't have to wait on money clearing Reviewed on: 14th January 2023

Simple, straightforward, friendly and efficient

In todays world the title sums it up. Fast hassle free application and a nice easy app to control your money 'online' Help and advice that doesn't make you feel bad for asking, therefore keeping you in control. If Carlsberg did credit cards... Reviewed on: 14th January 2023

Best financial solution

Everday coofee to big garrage bill my choice is zopa Reviewed on: 14th January 2023

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