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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa is good

Have had a great a experience with Zopa so far Reviewed on: 14th January 2023

Zopa card

Zopa good company excellent app will not give you credit to carnt pay back credit limits kept low so you don't get in a mess Reviewed on: 14th January 2023

Zopa credit card

I would recommend zopa to anyone it's easy to apply for a credit card online and there app to me is by far one of the best credit card banking apps out there and I would know I've tried quiet a few of them. Reviewed on: 14th January 2023

Fantastic

Very easy to use app. and fast very good company Reviewed on: 14th January 2023

Lovely card

Love my card it's great for emergencys when you need something Reviewed on: 14th January 2023

Brilliant service easy to use app

Great card great service and app is easy to use Reviewed on: 14th January 2023

Everyday use

Every place I go my zopla card is with me it's the go to card Reviewed on: 14th January 2023

No fuss

No fuss, no bother, really straight forward, zero stress!!! Reviewed on: 14th January 2023

Excellent

Easy to use card ,straightforward app to use Reviewed on: 14th January 2023

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