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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

ZOPA CARD

Always been very good and its a great card to use and has always been extremely helpful too me and respects use of card. Reviewed on: 14th January 2023

Excellent credit builder card

The app is incredibly well thought out and therefore very user friendly. The customer service and notifications are very good as well Reviewed on: 14th January 2023

Amazing Bank

The bank is very supportive as they have the interest of their customers to heart. Please, you people should keep the fire burning for the next to enjoy better than what I am enjoying today. Reviewed on: 14th January 2023

Great card

Fantastic company I’d recommend them to anybody Reviewed on: 14th January 2023

Nice

very nice the experience with zopa card Reviewed on: 14th January 2023

Easy to be approved, best interest rates

Zopa came through for me when I needed an emergency bill for my father back home who was undergoing surgery. The money helped to cover his bill Reviewed on: 14th January 2023

Brilliant customer service.

Zopa are very friendly and have brilliant customer service. Their app is so easy to use and keeps you up to date with any changes. Reviewed on: 14th January 2023

Zopa is good

Have had a great a experience with Zopa so far Reviewed on: 14th January 2023

Zopa card

Zopa good company excellent app will not give you credit to carnt pay back credit limits kept low so you don't get in a mess Reviewed on: 14th January 2023

Zopa credit card

I would recommend zopa to anyone it's easy to apply for a credit card online and there app to me is by far one of the best credit card banking apps out there and I would know I've tried quiet a few of them. Reviewed on: 14th January 2023

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