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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Every day spending good

I think one of the best credit card and I can use for cover and spend for living costs family. Reviewed on: 14th January 2023

Best British bank on the market!

Great expertises & financial support. Reviewed on: 14th January 2023

Top notch card

Good thing, I like about this card on the app, you get everything you need to know on there. Very easy to use. Reviewed on: 14th January 2023

Excellent customer service

I find zopa so easy to use on the app on my phone I would highly recommend to friends and family Reviewed on: 14th January 2023

Review of Zopa credit

Simply and quick application. No Fuss. Reviewed on: 14th January 2023

Excellent servie

Zopa have been a great credit card to help build up my credit score!! Reviewed on: 14th January 2023

Great card

Easy use and updates as you pay off, also helps with learning how to use your credit effectively, highly recommended great card. Reviewed on: 14th January 2023

Quick response

Zopa card has won my heart starting from the application process ,to increasing my limit. And Also has helped built my credit score Thxs to you all good Teams Reviewed on: 14th January 2023

Very reliable and good credit card

I am very happy with zopa credit card reilable and secure easy to manage with the app and low interest rate thanks Reviewed on: 14th January 2023

Excellent

The best company for credit cards Reviewed on: 14th January 2023

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