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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

What a credit card!

I struggled with obtaining Credit for many years. I found Zopa after a quick Google search and was immediately accepted even with bad credit. Its allowed me to improve my credit score and also gives me great insight into my credit score as it increases. The app looks great and is easy to use and i will be using Zopa for many year to come! Highly recommend Zopa to everyone Reviewed on: 14th January 2023

Great service no hassle credit card and savings account

I have a credit card and a savings account, the interest rate is fantastic, the best saving rates going better than my high street bank. I recommend Zopa I’ve got my family using Zopa now. Reviewed on: 14th January 2023

Good

The experience of getting the Credit Card was very good. The process was strange. Reviewed on: 14th January 2023

Top brand

Very friendly team with an easy to app. Definitely the best going Reviewed on: 14th January 2023

Helpful and great card all round

Great card for what's needed .... customer service is second to none ... helped me put of a tricky situation when I was scammed .. was dealt with in a polite manner and very fast! Would definitely recommend to friends and family Reviewed on: 14th January 2023

Transparent but straightforward

Always provide relevant information, re charges, app is great can check anytime Reviewed on: 14th January 2023

Great card and app

I love Zopa as their app is excellent to help manage your card and balance. Transactions appear quickly. The tools to manage limit and set my own personal limit is great too. Reviewed on: 14th January 2023

Best credit card provider by far

Easy to use everything is fully explained easy to understand statements and on hand if you need help or support. Reviewed on: 14th January 2023

Zopa - super easy to use, and app is great

The app is so simple to navigate around. It gives me warnings if I'm near my limit and tips on good money management Reviewed on: 14th January 2023

Easy application for everyone...

Good ,customer services Reviewed on: 14th January 2023

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