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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card provider by far

Easy to use everything is fully explained easy to understand statements and on hand if you need help or support. Reviewed on: 14th January 2023

Zopa - super easy to use, and app is great

The app is so simple to navigate around. It gives me warnings if I'm near my limit and tips on good money management Reviewed on: 14th January 2023

Easy application for everyone...

Good ,customer services Reviewed on: 14th January 2023

Best among the rest

Repayment is shown at a short period Reviewed on: 14th January 2023

User friendly app, with great communication.

Great company, easy to deal with and keep you up to date at all times Reviewed on: 14th January 2023

zopa credit card

never had an issue great service and great company Reviewed on: 14th January 2023

Great credit card and great customer care

Helpful customer service. Great easy to use app and all-round good credit provider Reviewed on: 14th January 2023

Credit card

So easy to use and there’s lots of support to Improve your credit rate Reviewed on: 14th January 2023

Confident

Amazing. Confident, trusted, recommend Reviewed on: 14th January 2023

Easy to use

Good customer service, ideal card to build credit rating Reviewed on: 14th January 2023

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