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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Love it

5
Love the app. So easy to use and updates instantly. Payments clear instantly also which is good Reviewed on: 14th January 2023
Stephen Pugh's avatar
Stephen Pugh

Great card

5
A great card to have and in the app you can do everything. Reviewed on: 14th January 2023
Kerrie anne's avatar
Kerrie anne

Quick, easy.

5
Very quick. Very easy to use. Many options to support customers. You can trust in Zopa. Reviewed on: 14th January 2023
Zsofi 's avatar
Zsofi

Easy to use

5
Great app for card and very easy to set up Reviewed on: 14th January 2023
Danny Maguire's avatar
Danny Maguire

Great provider

5
Always reliable and quick to help if Theirs any issues Reviewed on: 14th January 2023
David Martin's avatar
David Martin

Simple and Transparent

5
The card is the best and simple to use with transparent statement, I will recommend it to all my family and friends. One of the best attributes of the card is the updating of borrowing power every fortnight. Reviewed on: 14th January 2023
elaishujjlj musah's avatar
elaishujjlj musah

Very good company and interest rates and a fair credit limit..highly recommended

5
It's a very good card and the app is simple to use so you can keep track of purchases, a very fair company. Reviewed on: 14th January 2023
Viv Sayce 's avatar
Viv Sayce

Spot on

5
Spot on can’t fault them customer service brilliant way to use app Reviewed on: 14th January 2023
John o's avatar
John o

Brilliant service

5
Gave me credit when needed, great company Reviewed on: 14th January 2023
Paul Barker's avatar
Paul Barker

Easy to use

5
App is very easy to use, and the credit cushion is a great feature Reviewed on: 14th January 2023
Jody Hodgson's avatar
Jody Hodgson

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