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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best among the rest

Repayment is shown at a short period Reviewed on: 14th January 2023

User friendly app, with great communication.

Great company, easy to deal with and keep you up to date at all times Reviewed on: 14th January 2023

zopa credit card

never had an issue great service and great company Reviewed on: 14th January 2023

Great credit card and great customer care

Helpful customer service. Great easy to use app and all-round good credit provider Reviewed on: 14th January 2023

Credit card

So easy to use and there’s lots of support to Improve your credit rate Reviewed on: 14th January 2023

Confident

Amazing. Confident, trusted, recommend Reviewed on: 14th January 2023

Easy to use

Good customer service, ideal card to build credit rating Reviewed on: 14th January 2023

Love it

Love the app. So easy to use and updates instantly. Payments clear instantly also which is good Reviewed on: 14th January 2023

Great card

A great card to have and in the app you can do everything. Reviewed on: 14th January 2023

Quick, easy.

Very quick. Very easy to use. Many options to support customers. You can trust in Zopa. Reviewed on: 14th January 2023

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