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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

A brilliant company

Easy to apply and quick to respond to any questions you ask them Reviewed on: 14th January 2023

Excellent customer experience

Zopa credit card and its associated app have helped me understand my credit profile. This in turn has helped me become more financially stable and mange my finances a lot better than I did in the past Reviewed on: 14th January 2023

A different kind of card

Where you are the most important thing to them not just making money from you. A tailored service, useful tools in app and just a great customer experience. Reviewed on: 14th January 2023

very good

very help full staff app easy to use Reviewed on: 14th January 2023

It's ELECTRYFYINGLY GOOD

Great Company. Providing a very Wonderful Experience. Reviewed on: 14th January 2023

Straightforward

Eas application process, good app Reviewed on: 14th January 2023

Good

Good all round service easy app to use Reviewed on: 14th January 2023

Easy to use

The card is easy to use and the customer services are helpful when needed Reviewed on: 14th January 2023

Brilliant easy service provider

Great online service, app is easy to use and straightforward Reviewed on: 14th January 2023

No nonsense

I’ve had the card for six months and it’s like a breath of fresh air! The money is there if you need it and I have over Christmas but the payments are affordable. You can also pay more when you have it. Reviewed on: 14th January 2023

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