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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Fantastic credit card

I have been with Zopa for a little while now and their credit card is fantastic and their website is very easy to use. Would highly recommend. Reviewed on: 14th January 2023

Great app

The app is great and offers so much. I have told a few of my family about zopa Reviewed on: 14th January 2023

Reliable and amazing

One of the most remarkable credit card providers on the market at present they are reliable and trustworthy and always there for you when you need them Reviewed on: 14th January 2023

Efficient

Helped when needed sorted out my needs not fuss no mess no complicated agreement Reviewed on: 14th January 2023

500

Amazing and very good services easy follow Reviewed on: 14th January 2023

No hidden extras

Clear to understand products and costs Reviewed on: 14th January 2023

Easy and convenient

Had my card a while now. all the process of getting the card was quick and easy to do. The app is easy and convenient Reviewed on: 14th January 2023

Great, honest simple credit card with good IT

Does what it sez on the tin. Good IT, reasonable charges and just works! Keep it up. Reviewed on: 14th January 2023

Good service

Also received outstanding service Reviewed on: 14th January 2023

Simple and effective

Love my Zopa, so simple and easy! Reviewed on: 14th January 2023

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