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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,483 reviews, last reviewed 15th Mar 2026
155250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good it works everywhere every time Good it works everywhere every time Reviewed on: 15th March 2026
RonSen's avatar
RonSen

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43483)

I'm very pleased and grateful for your service

5
Im very grateful and very pleased and for the service I got Reviewed on: 14th January 2023
Chris 's avatar
Chris

great credit card

5
Application was easy and trouble free always informed when payment due Reviewed on: 14th January 2023
shaun curling's avatar
shaun curling

Great company

5
They are quick to deal with any issues regarding your card or items Reviewed on: 14th January 2023
Nora's avatar
Nora

Great provider and customer service experience

5
Excellent communication and offers with a good range of accessible financial products. Reviewed on: 14th January 2023
M's avatar
M

Very good

5
Empathetic bank very professional and positive good at explaining things and great that they help more vulnerable people Reviewed on: 14th January 2023
Moira Rowe's avatar
Moira Rowe

very nice

5
amazing experience and yes ai recommended Reviewed on: 14th January 2023
Gina Chiriac's avatar
Gina Chiriac

Easy application quick decision

5
With not having a very high Credit Score it was lovely to find a card provider willing to offer a card. Reviewed on: 14th January 2023
Peter Gray's avatar
Peter Gray

Zopa anazing

5
Absolutely amazing easy to get easy to use always helpful Reviewed on: 14th January 2023
cheryl ellis's avatar
cheryl ellis

Brilliant card

5
Easy to use , low Apr, couldn't ask for more Reviewed on: 14th January 2023
Punisher 's avatar
Punisher

Great company

5
Always had a great experience with Zopa and have been using them for years Reviewed on: 14th January 2023
Mev Naveed's avatar
Mev Naveed

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