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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great Card

This is the best credit card I’ve had, always keep you up to date with notifications, emails and texts and always plenty of notice given Reviewed on: 14th January 2023

Outstanding

Excellent service always on point love it recommended to anyone looking for credit card Reviewed on: 14th January 2023

Simple good

Easy to use , app track no hassle just simply brilliant Reviewed on: 14th January 2023

Easy to contact and fantastic response

Always keen to help and very easy to contact Reviewed on: 14th January 2023

Experience

Really good very efficient and quick excellent service Reviewed on: 14th January 2023

Very good, accepted everywhere

No trouble with this, accepted everywhere, never had any issues Reviewed on: 14th January 2023

Great

Best company if you have a problem there happy to help.Would defo recommend Reviewed on: 14th January 2023

Perfect

Easy to apply, easy to navigate mobile app, card and pin arrived promptly, had a limit increase after a couple of months, great APR. can't think of any faults. Highly recommended. Reviewed on: 14th January 2023

Good card

I had my card for long time and it's a good card with good customer service Reviewed on: 14th January 2023

Very easy to use and hassle free

Very easy to apply for do everything you need through the app totally hassle free. Reviewed on: 14th January 2023

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