Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple good

Easy to use , app track no hassle just simply brilliant Reviewed on: 14th January 2023

Easy to contact and fantastic response

Always keen to help and very easy to contact Reviewed on: 14th January 2023

Experience

Really good very efficient and quick excellent service Reviewed on: 14th January 2023

Very good, accepted everywhere

No trouble with this, accepted everywhere, never had any issues Reviewed on: 14th January 2023

Great

Best company if you have a problem there happy to help.Would defo recommend Reviewed on: 14th January 2023

Perfect

Easy to apply, easy to navigate mobile app, card and pin arrived promptly, had a limit increase after a couple of months, great APR. can't think of any faults. Highly recommended. Reviewed on: 14th January 2023

Good card

I had my card for long time and it's a good card with good customer service Reviewed on: 14th January 2023

Very easy to use and hassle free

Very easy to apply for do everything you need through the app totally hassle free. Reviewed on: 14th January 2023

Excelent

Particularly is a good credit card, no high interest, when you paid the amount it’s reflected immediately, perfect for credit building! Reviewed on: 14th January 2023

Ok

l am glad that l chose zopa ,l am reliable Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 3.70 from 7 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews
American Express Credit Card
from American Express 3.73 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub