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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Excelent

Particularly is a good credit card, no high interest, when you paid the amount it’s reflected immediately, perfect for credit building! Reviewed on: 14th January 2023

Ok

l am glad that l chose zopa ,l am reliable Reviewed on: 14th January 2023

Credit card

Found the application process very easy and straight forward. Communication is excellent. Reviewed on: 14th January 2023

Well organised

Would recommend to anyone they were there when I needed credit and the payment system is good aswell. Reviewed on: 14th January 2023

Fantastically easy

Since I got my Zopa credit card I have managed to increase my credit score and save money at the same time, the app is quick and easy to navigate and has made managing my finances so much easier. Reviewed on: 14th January 2023

Exactly what you need.

Easy to apply and manage account. App is very user friendly Reviewed on: 14th January 2023

One Of The Best Credit Card Companies

Thanks to Zopa who gave me a credit card, despite my credit score was not up to par with the world system. Thank you, Zopa 100% Reviewed on: 14th January 2023

No hassle credit card for poor credit score customers.

No hassle credit card for poor credit score customers. Not had a bad experience with them. Easy and simple to use and website user friendly too. Reviewed on: 14th January 2023

Very helpful and good company

Very happy with the service, they very good with keeping you informed Reviewed on: 14th January 2023

big shit

bad card high percentage, no comment Reviewed on: 14th January 2023

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