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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,483 reviews, last reviewed 15th Mar 2026
155250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good it works everywhere every time Good it works everywhere every time Reviewed on: 15th March 2026
RonSen's avatar
RonSen

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43483)

Zopa card

5
No pressure to use easy repayment via app 5 star service Reviewed on: 14th January 2023
glyn stockdale's avatar
glyn stockdale

Good

5
Excellent service , will recommend to friends and family, Reviewed on: 14th January 2023
Veronica Griffiths's avatar
Veronica Griffiths

Very supportive and informative , always send a reminder in time.

5
I applied for Zopa credit Card last year and they have really helped. I am always reminded of my outstanding bills and when I changed my job and my pay date changed they were supportive. Zopa has been very supportive and I wish they win the award this year. Reviewed on: 14th January 2023
olutola lawrence's avatar
olutola lawrence

Outstanding

5
Very happy with levels of service Reviewed on: 14th January 2023
Wayne Davies's avatar
Wayne Davies

Amazing

5
I was struggling to find extra money for Christmas. I was amazed how quick and easy it was to register thank you Zoopa Reviewed on: 14th January 2023
Graham Acklam's avatar
Graham Acklam

Fantastic credit provider for poor credit ratings

5
Zopa are a fantastic credit provider, I sadly have very poor credit caused by an ex wife. The app is so easy to use, easy to apply for and gives you great help tips on improving your credit Reviewed on: 14th January 2023
Lewis Cleveland's avatar
Lewis Cleveland

Best and most informative business

5
Very straight forward and you are kept informed every step of the way. No hidden expenses or fees and great service too. Reviewed on: 14th January 2023
Christopher Otoole's avatar
Christopher Otoole

Easy as 123

5
Very easy app to use and great service and response time to rectify any issues Reviewed on: 14th January 2023
Hiten baria's avatar
Hiten baria

Fantastic

5
Great company. Credit card app is so easy to use. Customer service is always spot on Reviewed on: 14th January 2023
Hannah's avatar
Hannah

Very Easy and Straightforward

5
All very easy and straightforward. No issues. Reviewed on: 14th January 2023
Gregor Brown's avatar
Gregor Brown

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