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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Credit card

5
Found the application process very easy and straight forward. Communication is excellent. Reviewed on: 14th January 2023
Kieran Stewart 's avatar
Kieran Stewart

Well organised

5
Would recommend to anyone they were there when I needed credit and the payment system is good aswell. Reviewed on: 14th January 2023
Angela killeen's avatar
Angela killeen

Fantastically easy

5
Since I got my Zopa credit card I have managed to increase my credit score and save money at the same time, the app is quick and easy to navigate and has made managing my finances so much easier. Reviewed on: 14th January 2023
Andrew's avatar
Andrew

Exactly what you need.

5
Easy to apply and manage account. App is very user friendly Reviewed on: 14th January 2023
GMcF's avatar
GMcF

One Of The Best Credit Card Companies

5
Thanks to Zopa who gave me a credit card, despite my credit score was not up to par with the world system. Thank you, Zopa 100% Reviewed on: 14th January 2023
Gaye Streete's avatar
Gaye Streete

No hassle credit card for poor credit score customers.

5
No hassle credit card for poor credit score customers. Not had a bad experience with them. Easy and simple to use and website user friendly too. Reviewed on: 14th January 2023
Abbi's avatar
Abbi

Very helpful and good company

5
Very happy with the service, they very good with keeping you informed Reviewed on: 14th January 2023
marcelle sauvageot's avatar
marcelle sauvageot

big shit

2
bad card high percentage, no comment Reviewed on: 14th January 2023
Roman Symonowicz's avatar
Roman Symonowicz

Credit card

5
It's the best one for me it did everything I wanted it to do Reviewed on: 14th January 2023
Graham pollard 's avatar
Graham pollard

A good organisation

5
They have a great customer service with a very good customer focused organisation. Reviewed on: 14th January 2023
Robin Mitchell's avatar
Robin Mitchell

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