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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43483 reviews)

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4.94

Based on 43,483 reviews, last reviewed 15th Mar 2026

155250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good it works everywhere every time Good it works everywhere every time Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43483)

Not going to be keys for a few weeks or more than the rest of my time

Not what I meant to be doing for the next step in this role but I'm afraid I have to do it all again Reviewed on: 14th January 2023

Friendly and helpfull

I've found zopa friendly and helpful,no problem at all when applying for a loan or credit card, I'm never inundated with news of products etc,just a great company all round.Yes highly recommended. Reviewed on: 14th January 2023

Help people with a bad credit score

Good and easy app that is helpful. Contributes to poor credit score so gives people a chance to improve their score. Would highly recommend Reviewed on: 14th January 2023

Excellent company great communication and very sincere and genuine

I had a zope loan which has gone well and got offered a credit card i have found it really good to use important info and online alerts as well as easy to understand staements and payments. Reviewed on: 14th January 2023

Easy to manage

I like being able to manage my account through the app including freezing the card if I lose it. Reviewed on: 14th January 2023

Brilliant card offers

Zopa is brilliant if you want to build your credit rating! It's has helpt me get my credit score up to over 800. You can set credit limits so you can not over spend their customer service is perfect. Reviewed on: 14th January 2023

Stars say it all

Never had a problem with zopa just recently opened a boosted savings account with a great interest rate they have everything I need ,the app is so easy to use updates immediately When payment are made easy to follow accounts, highly recomended Reviewed on: 14th January 2023

Very happy

Great service , easy to sign up for, the app is easy to use Reviewed on: 14th January 2023

Amazing sensible smart banking

I have a credit and loan with Zopa and since I signed up with Zopa my finances have noticed drastically. Their support and easy sensible banking has made it easier to manage my debt and navigate the challenging current cost of living crisis really well. Everyone should sign up with Zopa. Reviewed on: 14th January 2023

Customer satifaction

Helpful keep you updated on your credit nothing is too much trouble Reviewed on: 14th January 2023

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