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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good, accepted everywhere

No trouble with this, accepted everywhere, never had any issues Reviewed on: 14th January 2023

Great

Best company if you have a problem there happy to help.Would defo recommend Reviewed on: 14th January 2023

Perfect

Easy to apply, easy to navigate mobile app, card and pin arrived promptly, had a limit increase after a couple of months, great APR. can't think of any faults. Highly recommended. Reviewed on: 14th January 2023

Good card

I had my card for long time and it's a good card with good customer service Reviewed on: 14th January 2023

Very easy to use and hassle free

Very easy to apply for do everything you need through the app totally hassle free. Reviewed on: 14th January 2023

Excelent

Particularly is a good credit card, no high interest, when you paid the amount it’s reflected immediately, perfect for credit building! Reviewed on: 14th January 2023

Ok

l am glad that l chose zopa ,l am reliable Reviewed on: 14th January 2023

Credit card

Found the application process very easy and straight forward. Communication is excellent. Reviewed on: 14th January 2023

Well organised

Would recommend to anyone they were there when I needed credit and the payment system is good aswell. Reviewed on: 14th January 2023

Fantastically easy

Since I got my Zopa credit card I have managed to increase my credit score and save money at the same time, the app is quick and easy to navigate and has made managing my finances so much easier. Reviewed on: 14th January 2023

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