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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy to use

Very easy to use and the app is extremely informative Reviewed on: 14th January 2023

A no nonsense reliable company

Zopa has helped me improve my credit score and the app is so easy to use and reliable. Highly recommend them. Reviewed on: 14th January 2023

The

I have had a few credit cards, and Zopa has been the easiest and the best one I have used. Reviewed on: 14th January 2023

Zopa

I like zopa a lot because you can spend as much as you want and put backas muchas you want .I helped me a lot . I love zopa . Reviewed on: 14th January 2023

Great company to deal with

Process was so quick and easy, very professional company Reviewed on: 14th January 2023

Best

Best service and great product amazing credit card colour Reviewed on: 14th January 2023

Quick and easy application consideration.

Having a poor credit rating, I was pleased to be considered by zopa when many other credit card companies were sceptical in considering my poor credit history. Reviewed on: 14th January 2023

Easy application

Applying for the card was easy and had an instant decision Their app is very good and helps you manage your money. Reviewed on: 14th January 2023

Great provider

Great card excellent terms good app Reviewed on: 14th January 2023

Never had an easier, more effective credit card service than that which is provided by zopa

Always know where I am up yo, easy to utilise mobile app. Can't fault zopa at all Reviewed on: 14th January 2023

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