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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43483 reviews)

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4.94

Based on 43,483 reviews, last reviewed 15th Mar 2026

155250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good it works everywhere every time Good it works everywhere every time Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43483)

Top company

Top company very helpful and great communication Reviewed on: 14th January 2023

Such an easy process

Applied in minutes and got my card a few days later! Brilliant service. Reviewed on: 14th January 2023

Transparent, responsible and informative.

The Zopa app is easy to navigate. They keep you well informed with up to the minute news. My experience so far has been nothing but great, Reviewed on: 14th January 2023

EASY

Easy to set up! - Easy to use! - Easy to manage! Reviewed on: 14th January 2023

Credit card service

Intuitive app reasonable interest rates absolute pleasure to deal with best card I have had rarely use it but its there when I need to. They keep you updated and informed continuously highly recommend. Reviewed on: 14th January 2023

Easy to apply

The credit card is easy to apply for and the 0% and 6 months to pay off with no fee helps tremendously in this financial climate Reviewed on: 14th January 2023

Amanda

Great credit card Easy to use app for paying and any information you need to know Reviewed on: 14th January 2023

Fabulous

Fabulous credit card I've had a great experience from the start,I even lost my card recently and the replacement arrived so quickly! Reviewed on: 14th January 2023

Best

Very good I am happy to use this catd Reviewed on: 14th January 2023

100% recommend

At Zopa everything is easy from signing up to paying my monthly payments towards my credit card and if I ever need any advice they’re just one phone call away, Zopa provide so much more than just credit card services and I’ve already recommended Zopa to friends and family. Reviewed on: 14th January 2023

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